Flood Insurance

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Do I Need Flood Insurance in Georgia if I’m Not Required?

Why pay for something you are not required to have? What are the chances your home will actually flood? The problem is, many people...

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Do I Need Flood Insurance in Georgia if I’m Not Required?

Why pay for something you are not required to have? What are the chances your home will actually flood? The problem is, many people...

I Got an Elevation Certificate in Georgia, Now What?

If you just received an elevation certificate in Georgia, you are probably wondering what it actually does and what you should do next. Does...

When the First Flood Quote Creates a Second Problem

Flood insurance does not usually create problems on its own. But the first quote sometimes does. That is the moment where: pricing becomes a concern the borrower...

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What You Need to Know About Liability Insurance for Your Massachusetts Home | Blog

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For any type of insurance, the coverage limit is the maximum amount of money that the policy will pay out. The coverage...

All About the Circuit Breaker Income Tax Credit for Massachusetts Homeowners and Renters Age 65+ | Blog

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For instance, let’s assume you’re single and earned $40,000 in 2019. You paid $3,000 in property taxes and $4,000 in water and...

Do I need comprehensive coverage if I have collision | Blog

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Auto insurance is not just one type of insurance. In most cases, you will need to have liability insurance coverage to protect...

What You Need to Know About Forced Place Insurance | Blog

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Forced place insurance generally only covers the cost of your mortgage. While other insurance policies cover your possessions and the full cost...

Can an Elevation Certificate Save You $1,000 on Flood Insurance?

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Why do two nearly identical homes in The Hill have flood insurance premiums that differ by over $1,000? And how can one document...

Protecting Your Most Prized Possessions: How to Insure Your Engagement Ring | Blog

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When it comes to finding an insurance company to insure a piece of jewelry, you have two options: adding it to your...

What You Need to Know About Phase Two of Massachusetts Reopening | Blog

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With non-essential services postponed during the pandemic, many healthcare facilities were closed indefinitely. During Phase Two , many of these facilities can...

What Condo Owners Need to Do If They’re Only Covered Under the Master Policy | Blog

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Although most new condo owners are added to the property’s master policy upon purchase of the unit, the claim that this policy...

What Is Personal Property Insurance? | Blog

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Personal property insurance is part of a home insurance policy. It provides coverage for the items in your home that are damaged...

What to Do During and After a Hurricane | Blog | Vargas & Vargas Insurance

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NFIP or Private in 2025?

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Wondering whether to choose NFIP or private flood insurance for your Soulard home? And how do pricing, basement coverage, and contents protection really...

What You Need to Know About Business Interruption Coverage and COVID-19 | Blog

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Unfortunately, most business interruption coverage policies cannot replace the income that is lost as a result of closures related to COVID-19. Many...
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