Flood Insurance

HomeFlood Insurance

Do I Need Flood Insurance in Georgia if I’m Not Required?

Why pay for something you are not required to have? What are the chances your home will actually flood? The problem is, many people...

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Do I Need Flood Insurance in Georgia if I’m Not Required?

Why pay for something you are not required to have? What are the chances your home will actually flood? The problem is, many people...

I Got an Elevation Certificate in Georgia, Now What?

If you just received an elevation certificate in Georgia, you are probably wondering what it actually does and what you should do next. Does...

When the First Flood Quote Creates a Second Problem

Flood insurance does not usually create problems on its own. But the first quote sometimes does. That is the moment where: pricing becomes a concern the borrower...

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What’s Included in Your House Payment? | Blog

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The other cost that goes into your monthly mortgage payment is homeowners insurance. It is standard for the insurance cost to be...

What Realtors Should Tell First-Time Homebuyers About Insurance | Blog

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As insurance agents, we get requests for quotes from first-time homebuyers all day long. It’s essential to remember that these...

The Financial Benefits of Getting Life Insurance Earlier | Blog

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To illustrate this, let’s meet Robert and Matthew. Matthew is a healthy 30-year-old man. He purchases a 30-year term life insurance policy...

Do I Need Professional Liability or E&O Insurance in Massachusetts? | Blog

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In a nutshell, Errors and Omissions (E&O) insurance is a professional liability insurance policy created to protect professionals, employers, and employees from...

How to Keep Your Home Safe From Burglary While on Vacation | Blog

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When it’s time to pack up your suitcase and head out of a town for some much-needed R&R,...

The Essential Insurance Checklist for Massachusetts Restaurants | Blog

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The Massachusetts restaurant industry is thriving , and you have invested substantial time and money into launching a successful eatery. It is...

What You Need to Know About the Keeping American Workers Paid and Employed Act | Blog

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Under the Keeping American Workers Paid and Employed Act, the Paycheck Protection Program will provide loans to qualifying small businesses. The amount...

CARE Act and Economic Injury Disaster Loan | Blog

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From our CPA James Henderson , “there are many solutions for business owners.  Some are external.  Like loans, SBA or otherwise,...

Home Insurance FAQ: Purchase Price vs. Replacement Cost | Blog

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If you’re buying a home for the first time, congratulations! It’s a tremendous accomplishment. The staff at Vargas & Vargas Insurance is...

How to Protect Your Personal Assets When You’re a Landlord | Blog

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Let’s say that you inherit or purchase a house and end up with two properties. At this point, you have...

Understanding Homeowner’s Insurance: What is Loss of Use Coverage? | Blog

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If this is your first time shopping for home insurance (or if you’ve been a homeowner for years but haven’t read your policy), then...

Jewelry and Gem Valuations: GIA or Bust! | Blog

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Gem and jewelry “fakes” and “cons” have been around for centuries. If you’ve been conned into buying a fake gem, know you’re...
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