Flood Insurance

HomeFlood Insurance

Do I Need Flood Insurance in Georgia if I’m Not Required?

Why pay for something you are not required to have? What are the chances your home will actually flood? The problem is, many people...

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Do I Need Flood Insurance in Georgia if I’m Not Required?

Why pay for something you are not required to have? What are the chances your home will actually flood? The problem is, many people...

I Got an Elevation Certificate in Georgia, Now What?

If you just received an elevation certificate in Georgia, you are probably wondering what it actually does and what you should do next. Does...

When the First Flood Quote Creates a Second Problem

Flood insurance does not usually create problems on its own. But the first quote sometimes does. That is the moment where: pricing becomes a concern the borrower...

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How to Read Your Declarations Page(s) | Blog | Vargas & Vargas Insurance

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Fire Hazards in Your House | Blog

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Fire hazards are everywhere. Yet, we often ignore the danger, or, worse, we’re completely unaware of the lurking, imminent threat of fire...

Flashback: Fallen Leaves in Autumn Leave You Liable! | Blog

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In addition, during the fall, the sun rises later, sets earlier, and often brings foggy days.  This limited exposure to sunshine does...

Turn Back The Clocks; Turn Back Time | Blog

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This year, Daylight Savings Time ends at 2 a.m. on November 3rd.Turning back the clocks is a great reminder for some basic...

Comparing homeowner’s insurance and renter’s insurance | Blog

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When you make your home inventory, make sure that you include everything that you own, including items like electronics, furniture, clothing, and...

How to Prevent Frozen Pipes | Blog

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Fall may be in full swing, but for Northeasterners, winter weather is already here. This puts homeowners on high alert as lengthy...

How to Protect Your Packages | Blog

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However, one thing to consider is the deductible. Some deductibles are either $500.00 or $1,000.00. Since a renter has to pay the...

Lower Mills Holiday | Blog | Vargas & Vargas Insurance

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To Escrow or Not To Escrow? | Blog

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But there’s an important negative aspect to an escrow account.  The “set it and forget it” mentality that can easily set in.  That is,...

Invite Your Neighbors to The Party | Blog

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The idea behind this wisdom is that, if your party gets a little loud, your neighbors can’t possibly complain to you by...

4 Reasons Your Home Insurance Premium Increases. Number 2 Will SHOCK YOU! | Blog

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Anger arises due to the unfairness of this rate increase.“How dare they!” “Why are they doing this to me?”The anxiety is the...

Don’t Let Your Car Insurance Get Canceled | Blog

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Car insurance is something that we have to have if we legally want to be able to drive our automobile. However,...
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