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How To Prepare For An SSA Physical Exam

Preparing for a Social Security Administration (SSA) physical exam, also known as a consultative examination (CE), is essential for anyone applying for Social...

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How To Prepare For An SSA Physical Exam

Preparing for a Social Security Administration (SSA) physical exam, also known as a consultative examination (CE), is essential for anyone applying for Social...

Ortiz Law Firm Wins Long-Term Disability Appeal for RN

We recently won a significant victory for a client who was wrongfully denied long-term disability (LTD) benefits by New York Life (NYL).Our client,...

Nurse from Pennsylvania Loses ERISA Disability Benefits Case Against Reliance Standard

Court: United States District Court, Eastern District of PennsylvaniaInsurance Carrier: Reliance Standard Life Insurance Company, or RSLIPlaintiff’s Employer: Abington HealthPlaintiff’s Occupation: Registered NurseBackground...

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Proof of Loss for Long-Term Disability Claims

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Dealing with a long-term disability claim can be overwhelming, especially when it comes to understanding the requirements to file a claim and to...

How a Congressional Inquiry Can Help with Your Social Security Disability Claim

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Ever wonder if you can speed up your Social Security disability claim? You’re not alone. Navigating the labyrinth of Social Security Disability Insurance...

Adverse Benefit Determinations in ERISA Long-Term Disability Claims

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Adverse benefit determinations are critical aspects of ERISA long-term disability claims. They refer to a decision made by an insurance company or plan...

Successful Reinstatement of Long-Term Disability Benefits for Sales Manager

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I am pleased to share a recent success story from Ortiz Law Firm, where we helped a deserving client recover her long-term disability...

New Definition of Past Relevant Work in Social Security Disability Claims

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Recently, the Social Security Administration (SSA) published a final rule aimed at improving the disability adjudication process. One significant change is the redefinition...

How to Choose Individual Disability Insurance: A Guide for High-Net-Worth Individuals

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If you are a high earner and plan to continue working at least a few more years, what is your most valuable asset?...

What an Incontestability Clause Means for Your Disability Insurance Claim

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An incontestability clause prevents insurance companies from canceling your disability insurance policy after a certain period unless you’ve committed fraud. Understanding this clause...

Short-Term and Long-Term Disability Benefits Recovered from MetLife for IBM Consultant

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As a long-term disability attorney, I have seen firsthand the difficulties individuals face when insurance companies unfairly deny their long-term disability benefits. I...

Ortiz Law Firm Sponsors Pensacola’s Women Build 2024

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At the Ortiz Law Firm, we believe in giving back to the community that has supported us over the years. That’s why we...

How to Apply Spoon Theory to Disability Claims

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Have you ever wondered how to effectively communicate the daily challenges of living with a disability when filing a disability claim?A client recently...

Anxiety and Long-Term Disability: A Claimant’s Guide

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Every year, millions of people suffer from an anxiety disorder, and for many, the symptoms can be debilitating. For those who suffer, the...

Denied ERISA Short-Term Disability Benefits? Follow This Appeal Checklist

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No one wants to get a claim denial letter from the insurance company for their short-term disability benefits. Unfortunately, it’s a far too...
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