I am pleased to share a recent success story from Ortiz Law Firm, where we helped a deserving client recover her long-term disability benefits after an unjust denial in her long term disability insurance claim. As the owner and founder of the Ortiz Law Firm, I find it immensely rewarding to see justice served and to assist individuals in navigating the complex world of disability insurance claims.
Reliance Standard insured our client, a 50-year-old sales manager for Tiffany’s living in California. She suffered from multiple debilitating neurological and mental health medical conditions. Despite these serious health issues, Reliance Standard cut off her benefits after initially paying benefits for over six years.
The termination was based on a selective and misleading interpretation of her medical records. Reliance focused on a single note from one of the providers, which mentioned some improvement while disregarding ongoing documentation from her primary doctor that detailed continuous debilitating and disabling symptoms such as headaches, hip pain, insomnia, foot pain, hand pain, neuropathy, and fatigue.
Our appeal was comprehensive and persuasive. We argued that Reliance Standard:
- Failed to consider the totality of the claimant’s medical conditions.
- Ignored subjective symptoms and the significant impact of pain medication.
- Improperly rejected the consistent and well-documented opinions of her treating physicians.
- Did not properly analyze the definition of sedentary employment and failed to consider the erosion of the sedentary occupational base.
Thanks to our relentless efforts, Reliance Standard was compelled to reinstate her benefits. As a result, she received past-due benefits for tens of thousands of dollars and the potential to receive future benefits that are in the hundreds of thousands of dollars. If the claimant continues to receive benefits through the maximum benefit period, she will receive benefits approaching one million dollars!
If you or someone you know is struggling with a long-term disability claim denial, don’t face it alone. At Ortiz Law Firm, we have the experience and dedication to fight for your rights and help you secure the benefits you deserve. Call (888) 321-8131 today for a free consultation and let us help you navigate your path to recovery and financial security. Don’t let the insurance company decide your fate—reach out to Ortiz Law Firm and take the first step towards reclaiming your benefits.
