As a long-term disability attorney, I have seen firsthand the difficulties individuals face when insurance companies unfairly deny their long-term disability benefits. I would like to share with you a case in which we successfully overturned a denied short-term disability claim and approved a long-term disability claim for a claimant in Texas. This case not only highlights the complexities of disability claims but also shows the tenacity and dedication our firm brings to helping our clients.
MetLife Failed to Consider All the Claimant’s Conditions
The case began with an IBM consultant. Despite his years of experience and dedication to his work, he was dealing with a variety of health issues, which took a toll on his physical well-being and affected his ability to perform his job effectively.
Despite the severity and breadth of these health issues, MetLife cut off his short-term disability benefits based solely on his cardiac impairments. They argued that his medical records did not show any functional limitations and that the diagnostic results did not show an inability to perform his job duties.
Undeterred, he sought help from the Ortiz Law Firm.
Our Short-Term and Long-Term Disability Appeal Strategy
After thoroughly reviewing our client’s medical records, we gathered substantial evidence to challenge the insurer’s claims. We based our argument on MetLife’s failure to address the functional issues associated with the claimant’s other conditions, particularly his cognitive impairments. We didn’t stop at appealing the short-term disability decision. Convinced that our client’s condition warranted extended support, we proactively applied for long-term disability benefits.
Our strategy paid off. The long-term disability department reviewed our application and recognized the oversight in the initial denial. This led to a reevaluation of the short-term disability claim, resulting in a successful overturn of the decision. We recovered almost $100,000.00 in past due benefits, and our client will continue to receive an estimated $837,000 in future benefits, for a total of $933,000 in potential recovered benefits!
The Ortiz Law Firm Can Help You Get the Long-Term Disability Benefits You Deserve
Our client was relieved and deeply grateful for the opportunity to focus on his health without the looming stress of financial instability. If you or someone you know is facing a similar challenge, don’t hesitate to contact the Ortiz Law Firm. Our expertise in navigating complex disability claims can make all the difference. Remember, you don’t have to fight alone. Call (888) 321-8131 today and let us help you secure the benefits you deserve.
