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Why Insurance Companies Deny Long-Term Disability Claims for “Pre-Existing Conditions”

Receiving a long-term disability denial based on a “pre-existing condition” can feel frustrating and unfair. Many claimants are shocked to learn that their...

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Why Insurance Companies Deny Long-Term Disability Claims for “Pre-Existing Conditions”

Receiving a long-term disability denial based on a “pre-existing condition” can feel frustrating and unfair. Many claimants are shocked to learn that their...

Discharging Student Loans Due to Disability

Disability loan discharge lets people who can’t work because of a disability have their student loans canceled. This is important for those whose...

Short-Term Disability for Burnout | Bryant Legal Group

Intense workplace stress has been on the rise in the United States for years. According to a 2023 Gallup report, one quarter of...

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Can You Get Disability for Obstructive Sleep Apnea?

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Obstructive sleep apnea (OSA) is more than just snoring or restless nights. This sleep disorder affects millions of Americans and causes potentially severe...

Can Short-Term Disability Be Denied for Mental Health?

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In our fast-paced world, the pursuit of success can come at a cost—the silent struggles of mental health. For countless professionals, the demands...

How to Talk to Insurance Claims Adjusters About Your Long-Term Disability Case

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Whether you’ve just filed a long-term disability claim, or you’ve been on claim for years, chances are sooner or later you’re going to...

What Does Long-Term Care Insurance Cover?

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Over the past several decades, advances in health care, hygiene, nutrition, and other factors have helped increase life expectancy. But with longer lifespans...

How to Appeal a Guardian Long-Term Disability Denial

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With more than $23 million in in-force premiums, Guardian Life Insurance Company (often through its subsidiary Berkshire Life Insurance Company) is one of...

Do You Need Specialty-Specific Disability Insurance?

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If you’re a physician, lawyer, dentist, or other high-income professional working in a complex field, you shouldn’t go without robust long-term disability insurance...

What Financial Advisors Need to Know About Long-Term Disability Insurance

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According to Northwestern Mutual’s 2023 Planning & Progress Study, an estimated 37% of American adults work with a financial advisor. The rates certainly...

How Long Can You Be on Long-Term Disability?

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If an injury or illness leaves you unable to work for an extended period of time, your long-term disability insurance can provide a...

What To Do if Your Long-Term Disability Benefits Are Terminated

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There’s a huge relief that comes when your initial claim for long-term disability insurance benefits is approved and consistent monthly checks start coming...

Do I Have to Pay Back Long-Term Disability?

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You’re finally receiving the long-term disability (LTD) benefits you deserve. After months or even years of medical appointments, paperwork, and waiting, the insurance...

How to Choose Individual Disability Insurance: A Guide for High-Net-Worth Individuals

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If you are a high earner and plan to continue working at least a few more years, what is your most valuable asset?...

How to Appeal a New York Life Long-Term Disability Denial

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New York Life Insurance Company is one of the largest long-term disability insurance providers in the country, with roughly $1.5 billion in in-force...
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