Meta Says States Seek $1.4 Trillion in Penalties in August Youth Safety Trial

Meta Platforms said in a court filing on July 6 that four states were seeking $1.4 trillion in penalties over accusations the company designed its Facebook and Instagram platforms to addict young users and misled the public about their safety. Meta put forward the figure in its response to the attorneys general’s filings on how penalties should be calculated...

Meta Says States Seek $1.4 Trillion in Penalties in August Youth Safety Trial

Meta Platforms said in a court filing on July 6 that four states were seeking $1.4 trillion in penalties over accusations the company...

The # 1 Pet Parent Hack against high vet bills – Spot Pet Insurance

👇 Don't forget to LIKE, SUBSCRIBE, and SHARE this video for more helpful tips! 🏥 Get a free pet health insurance quote: 🐾 Visit...

The Governmental Insurance Risk Pool Problem

The Texas Association of School Boards Risk Management Fund v. Southwest Texas Junior College decision 1 should be required reading for every school...

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Small Business Insurance Eligibility Guide

June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small business insurance eligibility guide as a high-level overview of our appetite to pre-screen...

Small Business Insurance Eligibility Guide

June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small...

6 Cybersecurity Tips Every Small Business Should Follow

May 21, 2026 Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...

Instant Bindable Small Business Insurance for Agents

How fast can agents get a business insurance quote online?  Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...

Seasonal Risk for Small Business Owners

The Four Seasons of Small Business Risk  Winter: Property Damage and Slip-and-Fall Liability  Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...

Avoid These 4 Common Mistakes in Commercial Flood Insurance

Last Updated: June 30, 2026 Audience: Property investors, multifamily investors, commercial property owners, and insurance agents Executive Summary The four biggest commercial flood insurance mistakes property investors and insurance agents make are assuming they can switch private flood insurance companies mid-policy,...