Choosing the right Medicare Prescription Drug Plan (Part D) is one of the most important decisions Medicare beneficiaries make each year. Whether you live in Wilmington, NC or anywhere in North Carolina, comparing your prescription drug coverage annually can help you save hundreds—or even thousands—of dollars.At Mintco Financial, we help North Carolina residents review Medicare Part D plans...
 Choosing the right Medicare Prescription Drug Plan (Part D) is one of the most important decisions Medicare beneficiaries make each year. Whether you...
Last updated on: June 26, 2026Quick Answer: High-risk summer hobbies like scuba diving, skydiving, rock climbing, and powerboat racing can raise your life...
June 15, 2026
Small Business Insurance Eligibility Guide for Independent Agents
For independent agents placing small commercial accounts with Coterie, you can use this small business insurance eligibility guide as a high-level overview of our appetite to pre-screen...
June 15, 2026
Small Business Insurance Eligibility Guide for Independent Agents
For independent agents placing small commercial accounts with Coterie, you can use this small...
May 21, 2026
Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...
How fast can agents get a business insurance quote online?Â
Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...
The Four Seasons of Small Business RiskÂ
Winter: Property Damage and Slip-and-Fall LiabilityÂ
Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...
April 3, 2026
A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...
March 27, 2026
An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
March 19, 2026
Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?Â
General Liability insurance covers...
March 6, 2026
Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
Last Updated: June 30, 2026
Audience: Property investors, multifamily investors, commercial property owners, and insurance agents
Executive Summary
The four biggest commercial flood insurance mistakes property investors and insurance agents make are assuming they can switch private flood insurance companies mid-policy,...