United Policyholders Wildfire Survey Advocacy

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There are very few organizations in the insurance world that have earned the level of trust and respect United Policyholders has. United Policyholders (UP) is a nonprofit 501(c)(3) founded in 1991 after a Northern California wildfire exposed just how devastating underinsurance and adversarial claims handling can be for families and communities. Its mission is to be a trustworthy...
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United Policyholders Wildfire Survey Advocacy

There are very few organizations in the insurance world that have earned the level of trust and respect United Policyholders has. United Policyholders...

What Is Personal Liability Insurance And Why Do You Need It? – Your Home Insurance Guide

What Is Personal Liability Insurance And Why Do You Need It? Have you ever wondered what personal liability insurance is and why it’s an...

Biometrics and Travelling to Europe

With new rules in place, travel to and from the EU for British holidaymakers is set to change – and it could cause...

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Small Business Insurance

What Small Business Owners Need to Know

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April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of the easiest ways to lose time if you are not prepared.  If you are...
Small Business Insurance

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...
Small Business Insurance

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
Small Business Insurance

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...
Small Business Insurance

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
Small Business Insurance

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...
Small Business Insurance

Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...
Small Business Insurance

NAICS Appetite Guide for Insurance Agents| Coterie

February 5, 2026 An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...
Small Business Insurance

Quote Bind Small Business Insurance in All 50 States: Agent Guide 

January 27, 2026 A commercial insurance agent in Chicago needs to bind a general liability policy for a new restaurant client before a lease...
Flood Insurance

NFIP vs Private Flood Insurance in Georgia: Which Saves More?

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Flood insurance in Georgia is not one size fits all. Homeowners often assume the National Flood Insurance Program (NFIP) is their only option, but private flood insurance is becoming more competitive, more flexible, and in many cases, significantly...

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