P&I Clubs Insurance

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Protection and indemnity insurance, more commonly known as P&I insurance, is a form of mutual maritime insurance provided by a P&I Club.Whereas a marine insurance company provides hull and machinery cover for shipowners, and cargo cover for cargo owners, a P&I Club provides cover for open-ended risks that traditional insurers are reluctant to insure. Typical P&I cover includes: a...
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P&I Clubs Insurance

Protection and indemnity insurance, more commonly known as P&I insurance, is a form of mutual maritime insurance provided by a P&I Club.Whereas a marine...

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River vs. Flash Flood Risk Explained

Are you paying riverfront flood insurance rates, even though your home is nowhere near the Tennessee River? If you live in the 35603 ZIP...

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Small Business Insurance

General Liability Enough VS BOP

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March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens, inventory, and a storefront.  When choosing between a General Liability (GL) policy and a Business Owners Policy (BOP), the...
Small Business Insurance

General Liability Enough VS BOP

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Market Insurance to Micro Small Businesses

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Flood Insurance

River vs. Flash Flood Risk Explained

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Are you paying riverfront flood insurance rates, even though your home is nowhere near the Tennessee River? If you live in the 35603 ZIP code, especially near Burningtree, Fairway Dr, or Gaslight Pl, your flood risk may be tied...

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