An Insurer in Reinsurer’s Clothing?

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A federal court dismissed Fort Stockton Independent School District’s lawsuit against Liberty Mutual Fire Insurance Company because the court found that Liberty Mutual was not the insurer. It was the reinsurer. The court held that the policy was issued by the Political Subdivision Alliance of Texas, commonly called PSAT, and that Texas Insurance Code section 493.055 barred Fort...
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An Insurer in Reinsurer’s Clothing?

A federal court dismissed Fort Stockton Independent School District’s lawsuit against Liberty Mutual Fire Insurance Company because the court found that Liberty Mutual...

Does the small print make my pet insurance worthless? [LBC Legal Hour]

Tim wants to know if the small print in his pet insurance makes it worthless. Daniel has a legal answer and a practical one. 📻...

Everything You Need to Know About General Liability Insurance: A Guide for Food Businesses | FLIP

In this video, Jefferson Motto, our Partnerships Specialist and Licensed Insurance Agent is breaking down everything you need to know about general liability insurance...

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Small Business Insurance Eligibility Guide

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June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small business insurance eligibility guide as a high-level overview of our appetite to pre-screen...
Small Business Insurance

Small Business Insurance Eligibility Guide

June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small...
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Instant Bindable Small Business Insurance for Agents

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Seasonal Risk for Small Business Owners

The Four Seasons of Small Business Risk  Winter: Property Damage and Slip-and-Fall Liability  Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...
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Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
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General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...
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General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
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Does Business Interruption Insurance Cover Flood Damage?

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Flood Business Income FAQ Does business interruption insurance cover flood damage? No — BI on a standard commercial policy only follows the perils the underlying property coverage includes,...

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