In this video, we explain what “War Exclusion” means in Marine Insurance and why insurance companies do not cover losses caused by war, invasion, rebellion, or similar events. Learn the concept, real examples, and practical implications in simple language.
Hidden Truth of War Exclusions: Coverage Denied Without War
War Exclusion Clause: Does It Apply in Peace Time Too?
Can War Exclusion Apply...
Confused about where to buy your health insurance? In this video, we compare buying from a local agent, online platforms, and intermediaries, breaking down...
April 3, 2026
A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of the easiest ways to lose time if you are not prepared.
If you are...
March 27, 2026
An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
March 19, 2026
Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?
General Liability insurance covers...
March 6, 2026
Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
February 26, 2026
Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...
February 13, 2026
Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...
February 5, 2026
An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...
Buying a home in Flood Zone AE in Houston?Have you factored flood insurance into your real monthly payment, not just your mortgage rate?
If you are purchasing a home in Flood Zone AE, flood insurance is typically required by...