California Wildfire Coverage Causation | Property Insurance Coverage Law Blog

Only in California do we get an insurance coverage dispute where wildfire, PG&E power shutoffs, closed coastal roads, seawater pumps, and dead abalone all come together in one appellate opinion. American Abalone Farms, LLC v. Star Insurance Company 1 is a reminder that the efficient proximate cause doctrine still matters, especially when insurers try to turn a wildfire...

California Wildfire Coverage Causation | Property Insurance Coverage Law Blog

Only in California do we get an insurance coverage dispute where wildfire, PG&E power shutoffs, closed coastal roads, seawater pumps, and dead abalone...

The Investor’s Guide to Accurate Commercial Flood Insurance Quotes

Author: Chris Greene, The Flood Insurance Guru Last Updated: June 15, 2026   Executive Summary If you're purchasing, refinancing, or managing a commercial property with multiple buildings,...

Small Business Insurance Eligibility Guide

June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small...

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Small Business Insurance Eligibility Guide

June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small business insurance eligibility guide as a high-level overview of our appetite to pre-screen...

Small Business Insurance Eligibility Guide

June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small...

6 Cybersecurity Tips Every Small Business Should Follow

May 21, 2026 Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...

Instant Bindable Small Business Insurance for Agents

How fast can agents get a business insurance quote online?  Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...

Seasonal Risk for Small Business Owners

The Four Seasons of Small Business Risk  Winter: Property Damage and Slip-and-Fall Liability  Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...

The Investor’s Guide to Accurate Commercial Flood Insurance Quotes

Author: Chris Greene, The Flood Insurance Guru Last Updated: June 15, 2026   Executive Summary If you're purchasing, refinancing, or managing a commercial property with multiple buildings, getting an accurate commercial flood insurance quote requires more than a property address. Underwriters typically need...