In late 2024, Gretchen Holloway was approved for a new federally funded program that promised to cut her $900 utility bills by helping repair her nearly century-old home.
For years, the retired teacher in Valley, Alabama, had been trying to hold together the house where she’s lived her entire life, but...
May 21, 2026
Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams or formal cyber protections.
For insurance agents and brokers, this creates an important opportunity...
May 21, 2026
Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...
How fast can agents get a business insurance quote online?Â
Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...
The Four Seasons of Small Business RiskÂ
Winter: Property Damage and Slip-and-Fall LiabilityÂ
Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...
April 3, 2026
A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...
March 27, 2026
An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
March 19, 2026
Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?Â
General Liability insurance covers...
March 6, 2026
Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
February 26, 2026
Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...
Comparing flood insurance options feels confusing when you're looking at renewal quotes side by side. You see one number from the National Flood Insurance Program (NFIP) and another from a private carrier—but which one will actually cost less...