What is Copay in Health Insurance? Co-Insurance Meaning & Methods in Medical Billing Explained

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Give us a missed call on 9137527914, and get a callback from our agent for more details on Niva Bupa Health Insurance Plans. What is copayment in health insurance? In today's video, we explain what copay is and how it works. Learn how copayment can help lower your premiums and whether you should consider a policy with copay. If you have...
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What is Copay in Health Insurance? Co-Insurance Meaning & Methods in Medical Billing Explained

Give us a missed call on 9137527914, and get a callback from our agent for more details on Niva Bupa Health Insurance Plans. What is...

A Former Chief Justice, State Farm, and a Constitutional Fight Over Oklahoma Hail Claims

The Oklahoma Supreme Court now has before it one of Oklahoma’s most consequential insurance cases. 1 What began as a dispute over a hail-damaged...

Understanding Connecticut Flood Insurance Costs and Options

Flood insurance in Connecticut is more complicated, and often more expensive, than many homeowners expect. Between coastal flood risks, FEMA flood zones, rising rebuilding...

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6 Cybersecurity Tips Every Small Business Should Follow

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May 21, 2026 Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams or formal cyber protections. For insurance agents and brokers, this creates an important opportunity...
Small Business Insurance

6 Cybersecurity Tips Every Small Business Should Follow

May 21, 2026 Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...
Small Business Insurance

Instant Bindable Small Business Insurance for Agents

How fast can agents get a business insurance quote online?  Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...
Small Business Insurance

Seasonal Risk for Small Business Owners

The Four Seasons of Small Business Risk  Winter: Property Damage and Slip-and-Fall Liability  Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...
Small Business Insurance

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...
Small Business Insurance

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
Small Business Insurance

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...
Small Business Insurance

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
Small Business Insurance

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...
Flood Insurance

Understanding Connecticut Flood Insurance Costs and Options

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Flood insurance in Connecticut is more complicated, and often more expensive, than many homeowners expect. Between coastal flood risks, FEMA flood zones, rising rebuilding costs, and changes under Risk Rating 2.0, many property owners are unsure whether they have...

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