If you’re thinking about claiming Social Security benefits before reaching your Full Retirement Age (FRA), it’s important to understand how the Social Security earned income limit works. Many retirees are surprised to learn that working while receiving benefits could temporarily reduce their monthly Social Security payments.The good news? In most cases, the money isn’t lost forever.What Is the...
If you’re thinking about claiming Social Security benefits before reaching your Full Retirement Age (FRA), it’s important to understand how the Social Security...
June 15, 2026
Small Business Insurance Eligibility Guide for Independent Agents
For independent agents placing small commercial accounts with Coterie, you can use this small business insurance eligibility guide as a high-level overview of our appetite to pre-screen...
June 15, 2026
Small Business Insurance Eligibility Guide for Independent Agents
For independent agents placing small commercial accounts with Coterie, you can use this small...
May 21, 2026
Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...
How fast can agents get a business insurance quote online?
Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...
The Four Seasons of Small Business Risk
Winter: Property Damage and Slip-and-Fall Liability
Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...
March 27, 2026
An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
March 19, 2026
Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?
General Liability insurance covers...
March 6, 2026
Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
Cheap flood insurance varies widely by state — what's affordable in Michigan looks very different from Florida, Louisiana, or New Jersey, because flood risk and pricing aren't the...