Court Allows New York Bad Faith Claim to Proceed

Bad faith claims in New York are tricky. Often, the claims get thrown out in the pleading stage, with New York courts declining to recognize a broad, independent tort for an insurer’s bad faith claim handling. Instead, they tend to treat bad faith as part and parcel of the broader contractual claim, frequently dismissing an implied covenant claim...

Court Allows New York Bad Faith Claim to Proceed

Bad faith claims in New York are tricky. Often, the claims get thrown out in the pleading stage, with New York courts declining...

Can You Win a Long-Term Disability Claim for a Mental Health Condition?

If you’re filing a long-term disability (LTD) claim for depression, anxiety, PTSD, or another mental health condition, you may have heard that these...

Instant Bindable Small Business Insurance for Agents

How fast can agents get a business insurance quote online?  Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...

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Instant Bindable Small Business Insurance for Agents

How fast can agents get a business insurance quote online?  Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible businesses. The speed comes from automated underwriting that evaluates risk in real time, rather...

Instant Bindable Small Business Insurance for Agents

How fast can agents get a business insurance quote online?  Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...

Seasonal Risk for Small Business Owners

The Four Seasons of Small Business Risk  Winter: Property Damage and Slip-and-Fall Liability  Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...

Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...

Save 2-5x More and How to Replace It

Why Did Your Mortgage Payment Suddenly Increase? Did your mortgage payment suddenly jump because of flood insurance you did not choose? If so, your lender may have added force-placed flood insurance. This is one of the most expensive ways to...