Why Florida Property Insurance Rates Might (and Might Not) Keep Falling

Editor’s note: As some national news reports continue to claim that Florida’s property insurance crisis has endured and premiums keep rising, one Florida insurance executive offered a view from inside the industry, shaped by more than three decades in the property insurance business. After years of steep increases, Florida property insurance...

Why Florida Property Insurance Rates Might (and Might Not) Keep Falling

Editor’s note: As some national news reports continue to claim that Florida’s property insurance crisis...

Best Burial Insurance in Fayetteville NC (2026–2027 Guide)

 If you’re looking for the best burial insurance in Fayetteville, North Carolina, you’re not alone. Many seniors and families want affordable life insurance...

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Small Business Insurance Eligibility Guide

June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small business insurance eligibility guide as a high-level overview of our appetite to pre-screen...

Small Business Insurance Eligibility Guide

June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small...

6 Cybersecurity Tips Every Small Business Should Follow

May 21, 2026 Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...

Instant Bindable Small Business Insurance for Agents

How fast can agents get a business insurance quote online?  Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...

Seasonal Risk for Small Business Owners

The Four Seasons of Small Business Risk  Winter: Property Damage and Slip-and-Fall Liability  Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...

Understanding Why Flood Insurance Quotes Can Vary Drastically

Last Updated: June 29, 2026 Written by: Chris Greene, Flood Insurance Guru Two flood insurance quotes can look almost identical while providing very different protection. Learn how policy definitions, exclusions, foundation types, and claims experience can affect the policy you...