Austria Races to Secure Power Supplies as ‘Peak Water’ Looms

Austria’s economic model has long been anchored in Alpine water flowing through turbines to generate power for homes and businesses, but as climate change redraws the country’s hydrological map, it faces a structural shift and geopolitical tensions have heightened the sense of urgency. Scientists warn that the country is approaching a tipping point known as “peak water,” which means...

Austria Races to Secure Power Supplies as ‘Peak Water’ Looms

Austria’s economic model has long been anchored in Alpine water flowing through turbines to generate power for homes and businesses, but as climate...

California Has Largest Flood Coverage Gap in US

California has one of the largest flood insurance coverage gaps in the country, a new...

What Is Inland Marine Insurance? Protecting Tools, Equipment & Business Property on the Move

If your business depends on tools, equipment, or materials that travel from job to job, standard property insurance may leave costly gaps in your...

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What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of the easiest ways to lose time if you are not prepared.  If you are...

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...

Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...

NAICS Appetite Guide for Insurance Agents| Coterie

February 5, 2026 An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...

Quote Bind Small Business Insurance in All 50 States: Agent Guide 

January 27, 2026 A commercial insurance agent in Chicago needs to bind a general liability policy for a new restaurant client before a lease...

12 Essential Questions to Ask

Have you ever looked at two flood insurance quotes and assumed they were basically the same? What if one of those policies leaves you tens of thousands of dollars short when you actually file a claim? In this article, you...