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HomeFlood InsuranceHow To Prepare for America’s #1 Natural Disaster–The Flood

How To Prepare for America’s #1 Natural Disaster–The Flood


When it comes to floods, think of your disaster kit as your lifeline. It’s not just about grabbing a flashlight and a few cans of soup—this is about preparing for the long haul.

Start with the essentials: a three-day supply of non-perishable food and water, medical supplies, tools, and safety items like matches and a whistle. Don’t forget about the kids, the elderly, and anyone with special needs in your household. And yes, your pets count too. Gather food, water, and any necessary medication for them as well.

You don’t want to be scrambling to pack when the water’s rising. Make sure your kit is ready to go at a moment’s notice.So you’ve got your flood insurance—great! But what about minimizing the damage before it even starts? Let’s talk flood-proofing.

First off, shut off the main circuit breaker before the flood hits. Trust us, you don’t want to be dealing with short-circuits or the risk of electrocution on top of everything else.

Next, keep those gutters and drains free of debris. Water needs a way out, and blocked gutters are a recipe for disaster. Consider installing a water alarm and sump pumps with battery backup to give yourself an extra layer of protection. And if you really want to get serious, install check valves in your sewer lines to prevent floodwater from backing up into your drains.

Finally, stockpile emergency protective materials like plywood, plastic sheeting, and sandbags. These might sound old-school, but when the water’s rising, you’ll be glad you have them.

And hey, if you live in an area that’s seen more than its fair share of floods, consider elevating your home. It’s a big step, but one that could save you a lot of heartache—and money—in the long run.