Property Insurance

HomeProperty Insurance

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

Insurance Litigation Funding Risk Products

I came across a North Carolina Business Court order on a motion to compel that caught my attention. It looked like a discovery...

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Florida Regulators Fine Insurers Over $2 Million for Hurricane Claims Misconduct: Is It More Show Than Substance?

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The Florida Office of Insurance Regulation (OIR) announced this week that eight insurers will pay more than $2 million in fines for misconduct...

Public Adjusters: Actual Cash Value and Complete Expert Reports are Essential

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Recent speeches by me to public adjusting associations have focused on public adjusters providing compelling work to verify the amount of loss and...

Smoke, Soot, and Ash Testing Is Important

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One important point from yesterday’s blog, Smoke and Soot Are Covered Causes of Loss, is that there needs to be findings of microscopic particulate...

Using Hierarchies to Accelerate Onboarding and Scale Efficiently

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This post is part of a series sponsored by AgentSync. The reality of today’s insurance landscape:...

Potential Impacts and Innovative Solutions for Continued Profitability

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This post is part of a series sponsored by AgentSync. Since his inauguration in late January,...

Translating the real meaning of risk in Cotality’s 2025 Hurricane Risk Report

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This post is part of a series sponsored by Cotality. Hurricane risk isn’t exclusive to Florida...

Smoke and Soot Are Covered Causes of Loss

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The recent appellate decision in Maxus Metropolitan, LLC v. Travelers 1 reinforces a critical coverage point for policyholders suffering wildfire smoke and soot...

Leading MGA Goes Live on Expert Insured

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This post is part of a series sponsored by Expert Insured. Leading MGA Goes Live on...

What Modern Hierarchy Management Looks Like and Why It Matters

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This post is part of a series sponsored by AgentSync. Not long ago, the insurance industry...

Conquering claims chaos after natural disasters

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This post is part of a series sponsored by Cotality. Crime thrives in chaos, making natural...

Lessons From Hurricane Katrina | Property Insurance Coverage Law Blog

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Just listen to them. The Port of New Orleans retained our firm as its counsel two years after Hurricane Katrina struck. The Port filed...

When Producers Change Agencies But Not Carriers

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This post is part of a series sponsored by AgentSync. For insurance producers, changing agencies might...
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