Property Insurance

HomeProperty Insurance

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

Insurance Litigation Funding Risk Products

I came across a North Carolina Business Court order on a motion to compel that caught my attention. It looked like a discovery...

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When Insurers’ Own Science Shows Small Hail Can Wreck Roofs

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The Insurance Institute for Business & Home Safety (IBHS) has released research that undercuts one of the most common arguments made in hail...

August 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., September 18, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of August of $213 million...

Take Heed of the Tortoise and the Hare: Speeding Doesn’t Win

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This post is part of a series sponsored by IAT Insurance Group. There’s much wisdom to...

When Proof of Value Sinks a Claim: Actual Cash Value Matters

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Property insurance disputes often turn not on whether a loss occurred, but on how the loss is valued. The recent federal case of...

Rethinking Prop 103 in California

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Last Friday evening at the United Policyholders charity gathering at DeLoach Vineyards, I expected good wine, good company, and a focus on helping...

Allstate and AFCA announce 2025 Good Works Team

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NORTHBROOK, Ill., September 16, 2025 — Allstate and the American Football Coaches Association (AFCA) today announced the 2025 Allstate AFCA Good Works Team®,...

How a High-M&A Insurance Agency Reduces Complexity at Scale

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How INSURICA has streamlined its operations for growth Compliance officers are often the unsung heroes of...

Lessons for Mortgagees, Banks, and Loss Payees About Property Insurance Time Deadlines

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A recent federal decision out of Pennsylvania sends a clear warning to mortgagees, banks, and loss payees who rely on property insurance to...

Beyond the Smoke: Why Industrial Hygienist Testing Is Critical After a Fire Loss

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Across this county, we have sadly learned firsthand how devastating the impact of urban wildfires can be. From coast to coast and everything...

Are You a Contender or a Pretender?

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I am in San Francisco racing in the Rolex Big Boat Series with my seventy-foot sailboat. Rolex sponsored a dinner where tennis star...

Colorado Court Warns Policyholders: Be Specific or Risk Losing Your Case

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Colorado law on first-party property insurance is one of the strongest in the nation. However, even valid claims can get dismissed if they...

Why Your Tech Stack Matters More Than Ever During CAT Season

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If you’re an independent insurance agent, you already know what’s around the corner. Late summer...
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