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The Basics of All Risk Insurance and Fortuity

My recent article, What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance? seems like a good time to restate some basic...

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The Basics of All Risk Insurance and Fortuity

My recent article, What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance? seems like a good time to restate some basic...

What Does “Follow the Form” Mean In Modern Insurance Practice?

Reading Surplus Lines Property Policies in a Tower of Insurance After Ohio Casualty v. Patterson-UTI Energy Commercial property losses involving surplus lines insurance rarely...

What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance?

Insurance disputes often turn on small words that carry enormous consequences. Few words are as deceptively simple and as consequential as “fortuity.” It...

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Lack of Insurable Interest Precludes Recovery for Property Damage

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In Ram Krishana...

Top 5 Challenges Facing P&C Insurance MGAs and How an AMS Can Help

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This post is part of a series sponsored by Expert Insured. Managing General Agents (MGAs)...

Brainwashing by Design: The Insurance Industry’s Training Against Public Adjusters

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In my recent post Claims Adjusters Are Brainwashed: Public Adjusters Are Not to Be Trusted, I raised the concern that much of the industry’s...

July 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., August 21, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of July of $184 million...

Coverage for Defective Workmanship Not Restored by Ensuing Loss Provision

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In Bob Robison...

The Real Cost of Manual Rating and Quoting in 2025

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This post is part of a series sponsored by Expert Insured. Every minute your team spends...

Brainwashing in Claims Training | Property Insurance Coverage Law Blog

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During my speech in Dallas yesterday, I asked the audience of public adjusters to raise their hands if they previously worked for insurance...

Record 116 nominees named to 2025 Allstate Wuerffel Trophy Watch List, College Football’s Premier Award for Community Service

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Atlanta, GA – July 31, 2025 – The Wuerffel Foundation today announced a record 116 nominees to the 2025 Allstate Wuerffel Trophy Watch...

Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

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In Caribe D....

Why Submission Triage Is the Hidden Bottleneck in Your Underwriting Workflow

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This post is part of a series sponsored by Expert Insured. Your underwriters want to quote-fast....

Brian Goodman | Property Insurance Coverage Law Blog

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When I sat down with Brian Goodman for the latest episode of Claim Game, I knew the conversation would run deep. Brian is...

Allstate and NACDA unveil first-ever fall Good Works Team nominees

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NORTHBROOK, Ill., August 5, 2025 — Allstate and the National Association of Collegiate Directors of Athletics (NACDA) today announced the 128 student-athlete nominees...
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