Flood Insurance

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Do I Need a Life Insurance Policy? | Blog

Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property By carlos vargas ...

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Do I Need a Life Insurance Policy? | Blog

Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property By carlos vargas ...

Earning a Degree in Debt | Blog

Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property By carlos vargas ...

Understanding Private Flood Insurance Acceptance in Connecticut

If you’re a Connecticut homeowner exploring alternatives to the National Flood Insurance Program (NFIP), you may be wondering whether your lender will accept...

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Why Your Insurance Won’t Replace Your Roof (And What to Do Next)

If you’ve recently filed a claim for a roof replacement and your insurance company denied it, you’re not...

How a Claim Can Affect Your Auto Insurance Rate

If you’ve recently been in an accident — or even just filed a small claim — you might...

Condominium Insurance HO6 Policy – Loss of Unit Use at Claim Time: What You Need to Know | Blog

If your condo became unlivable after a fire or water disaster, could you afford to live elsewhere while...

How to Compare Massachusetts Home Insurance Quotes | Blog

If you’re a homeowner in Massachusetts, you know protecting your home is non-negotiable. But finding the right insurance...

Replacement Cost vs. Actual Cash Value vs. Market Value: What’s the Real Value of Your Home Insurance? | Blog

You just bought your home for $675,000—so why is your insurance company saying it’s only worth $450,000? ...

Admitted vs. Non-Admitted Insurance Explained

Have you been told your policy is with a “non-admitted” carrier and wondered if that’s a bad thing?...

Confused about your homeowners insurance deductible? Learn how to pick the right amount to save money and avoid costly claim mistakes.

Question:  Not sure if your homeowners insurance deductible is too high or too low? Question:  Are you...

Entrepreneurs — Quickly Review Your Commercial Insurance Policy | Blog

Vargas & Vargas Insurance is proud to be your premier local independent insurance agency. We work for our clients, not the insurance...

Navigating Flood Insurance Hikes and Mortgage Spikes

Have your mortgage payments unexpectedly jumped? If your home is in a flood zone and your flood insurance premium increased, your mortgage could rise...

Does My Home Insurance Cover a Flooded Basement? | Blog

Your home is a haven for you and your family. When floods happen, the last thing you want to hear is that your...

How Flood Insurance Works, How Much Does It Cost, and How It Protects the Homeowner How flood insurance works and what it covers and...

Many homeowners in Massachusetts don’t know that their standard insurance policies don’t cover flood damage. Flood insurance is a separate policy designed to...