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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

Navigating Rising Rates and New Maps

Have you opened your 2026 flood insurance renewal and felt a pit in your stomach?Are you unsure whether your new rate is fair...

What Is the FEMA 50% Rule in Flood Insurance?

For producers, insurance agents, and other professionals offering flood coverage, understanding the FEMA 50% rule is essential for guiding clients accurately and avoiding...

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Everything You Need to Know About a Condominium Master Policy | Blog

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A condominium master policy is an insurance policy that the condominium association purchases, and the unit owners routinely share the cost. It...

NFIP vs Private Flood Insurance in Alabama: The Complete Comparison

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Are You Overpaying for Flood Insurance Without Knowing It? Is your current flood insurance costing you thousands and still leaving you underinsured?Many Alabama homeowners...

How to Protect Your Home During Holiday Travel | Blog

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With the holidays fast approaching, you might be planning a trip. It might be to visit family members...

Should You Insure Your Pricey Gifts? | Blog

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The hallmark of the holiday season is purchasing and exchanging gifts with your loved ones. It makes the...

How a Renters Insurance Policy Protects You | Blog

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Renters insurance rates vary according to the state and where you’re shopping from. The average cost of renters insurance in Massachusetts is...

What Is Umbrella Insurance, and What Does it Cover and Cost? Umbrella Insurance Cost and Coverage?

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The cost of Umbrella insurance in Massachusetts varies based on two essential factors – Your insurance limit and risk exposure. You can...

Taylor Swift Contest | Blog | Vargas & Vargas Insurance

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Home Renovations That Might Lower Your Massachusetts Home Insurance | Blog

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Adding a sewer backup valve is easy, and can help you in the event of a sewer backup disaster. When water has...

A Brief Guide to Classic Car Insurance | Blog

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With both forms of auto coverage, you are protected while on the road with collision, comprehensive, and liability offerings. With classic car...

What A Home Insurance Policy Doesn’t Cover | Blog

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Is your home insurance policy covering you when you need it most? If you’re like most people on...

Spring Cleaning & Maintenance Checklist to Prevent Home Insurance Claims | Blog

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When you finish cleaning your house, give Vargas and Vargas Insurance Agency a call and we’ll help you clean up your insurance...

How to Have a Great Family Vacation in 2022 | Blog

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As the summer months close in, it’s time to get ready for that perfect family vacation. Depending on...
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