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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

Navigating Rising Rates and New Maps

Have you opened your 2026 flood insurance renewal and felt a pit in your stomach?Are you unsure whether your new rate is fair...

What Is the FEMA 50% Rule in Flood Insurance?

For producers, insurance agents, and other professionals offering flood coverage, understanding the FEMA 50% rule is essential for guiding clients accurately and avoiding...

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What You Need to Know About Business Interruption Coverage and COVID-19 | Blog

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Unfortunately, most business interruption coverage policies cannot replace the income that is lost as a result of closures related to COVID-19. Many...

How to Know If You Are Financially Ready to Buy a Condo | Blog

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Before engaging the seller of the property, ensure you have set aside some money for unforeseen costs and any other unconsidered charges...

Changing Your Workers’ Compensation Coverage for Virtual Work: How to Protect Your Business | Blog

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Accidents occur during work, and they can easily occur in the home. Along with ensuring your workers’ compensation coverage for virtual work...

Downsizing to a Condo vs. a Smaller House | Blog

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Condo living also gives you the luxury of less maintenance. You will not have to spend your time doing gardening related chores,...

Why Flood Insurance Costs $600 on One Hill Block and $4,600 on Another

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Why does your neighbor on The Hill pay less than $600 for flood insurance while yours costs over $4,600? How can premiums vary...

Insurance To-Dos After Your Child Moves Out | Blog

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The other thing that your child will need to take charge of will be their own car insurance policy. This is especially...

5 Reasons for Renters Insurance Every Renter Should Know | Blog

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Renters insurance is one of the rare breaks you’ll get from the insurance world: it’s super affordable...

How Much Does Apartment Insurance Cost? | Blog

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Renter’s insurance is designed to cover your belongings in the rented home against fire damage, storm damage, and theft. Your covered belongings...

What a Standard Home Insurance Policy Covers | Blog

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Home insurance typically covers the interior and exterior of the building itself. That includes the home’s roof, walls, foundation, and structures attached...

Winterize Your Auto and Auto Insurance With These Tips | Blog

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At Vargas & Vargas Insurance, we can help you winterize your auto insurance so that it works best for you. We are...

Home and Home Insurance Winterization Tips | Blog

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Add home insurance winterization to your to-do list. You will also want to check with your homeowner’s insurance policy to make sure...

What’s the Difference Between Home Insurance and Property Insurance? | Blog

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This list is not complete, but it should give an idea of the types of things that are covered in the typical...
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