Flood Insurance

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Budgeting for Flood Insurance in Houston’s Flood Zone AE

Buying a home in Flood Zone AE in Houston?Have you factored flood insurance into your real monthly payment, not just your mortgage rate? If...

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Budgeting for Flood Insurance in Houston’s Flood Zone AE

Buying a home in Flood Zone AE in Houston?Have you factored flood insurance into your real monthly payment, not just your mortgage rate? If...

Best Birmingham Flood Insurance 2026: Save on Local Rates

Flood Insurance Guru Local expertise in changing Alabama flood maps. Neptune Flood Fast quotes; covers pools and basements. Aon Edge Competitive for high-value homes ($500k+). Amica...

What Lenders and Realtors Should Know

Flood issues rarely cause problems because of the rule itself.They cause problems because of when the rule shows up.One of the most overlooked...

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Rooftop Maintenance | Blog | Vargas & Vargas Insurance

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Getting your Fireplace or Wood Stove Ready | Blog | Vargas & Vargas Insurance

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How to Read Your Declarations Page(s) | Blog | Vargas & Vargas Insurance

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Fire Hazards in Your House | Blog

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Fire hazards are everywhere. Yet, we often ignore the danger, or, worse, we’re completely unaware of the lurking, imminent threat of fire...

Flashback: Fallen Leaves in Autumn Leave You Liable! | Blog

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In addition, during the fall, the sun rises later, sets earlier, and often brings foggy days.  This limited exposure to sunshine does...

Turn Back The Clocks; Turn Back Time | Blog

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This year, Daylight Savings Time ends at 2 a.m. on November 3rd.Turning back the clocks is a great reminder for some basic...

Comparing homeowner’s insurance and renter’s insurance | Blog

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When you make your home inventory, make sure that you include everything that you own, including items like electronics, furniture, clothing, and...

How to Prevent Frozen Pipes | Blog

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Fall may be in full swing, but for Northeasterners, winter weather is already here. This puts homeowners on high alert as lengthy...

How to Protect Your Packages | Blog

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However, one thing to consider is the deductible. Some deductibles are either $500.00 or $1,000.00. Since a renter has to pay the...

Lower Mills Holiday | Blog | Vargas & Vargas Insurance

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To Escrow or Not To Escrow? | Blog

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But there’s an important negative aspect to an escrow account.  The “set it and forget it” mentality that can easily set in.  That is,...

Invite Your Neighbors to The Party | Blog

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The idea behind this wisdom is that, if your party gets a little loud, your neighbors can’t possibly complain to you by...
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