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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

Navigating Rising Rates and New Maps

Have you opened your 2026 flood insurance renewal and felt a pit in your stomach?Are you unsure whether your new rate is fair...

What Is the FEMA 50% Rule in Flood Insurance?

For producers, insurance agents, and other professionals offering flood coverage, understanding the FEMA 50% rule is essential for guiding clients accurately and avoiding...

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Jewelry and Gem Valuations: GIA or Bust! | Blog

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Gem and jewelry “fakes” and “cons” have been around for centuries. If you’ve been conned into buying a fake gem, know you’re...

What You Need to Know About Liability Insurance for Your Massachusetts Home | Blog

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For any type of insurance, the coverage limit is the maximum amount of money that the policy will pay out. The coverage...

All About the Circuit Breaker Income Tax Credit for Massachusetts Homeowners and Renters Age 65+ | Blog

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For instance, let’s assume you’re single and earned $40,000 in 2019. You paid $3,000 in property taxes and $4,000 in water and...

Do I need comprehensive coverage if I have collision | Blog

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Auto insurance is not just one type of insurance. In most cases, you will need to have liability insurance coverage to protect...

What You Need to Know About Forced Place Insurance | Blog

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Forced place insurance generally only covers the cost of your mortgage. While other insurance policies cover your possessions and the full cost...

Can an Elevation Certificate Save You $1,000 on Flood Insurance?

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Why do two nearly identical homes in The Hill have flood insurance premiums that differ by over $1,000? And how can one document...

Protecting Your Most Prized Possessions: How to Insure Your Engagement Ring | Blog

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When it comes to finding an insurance company to insure a piece of jewelry, you have two options: adding it to your...

What You Need to Know About Phase Two of Massachusetts Reopening | Blog

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With non-essential services postponed during the pandemic, many healthcare facilities were closed indefinitely. During Phase Two , many of these facilities can...

What Condo Owners Need to Do If They’re Only Covered Under the Master Policy | Blog

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Although most new condo owners are added to the property’s master policy upon purchase of the unit, the claim that this policy...

What Is Personal Property Insurance? | Blog

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Personal property insurance is part of a home insurance policy. It provides coverage for the items in your home that are damaged...

What to Do During and After a Hurricane | Blog | Vargas & Vargas Insurance

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NFIP or Private in 2025?

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Wondering whether to choose NFIP or private flood insurance for your Soulard home? And how do pricing, basement coverage, and contents protection really...
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