HomePet InsuranceWill Your Dog's Health Be In Good Hands?

Will Your Dog’s Health Be In Good Hands?

Allstate is one of the largest companies in the U.S. offering auto, home, renters, and other types of insurance. But will your pet’s health be in good hands with Allstate? As it turns out, Allstate pet insurance is actually administered by Embrace, a well-established pet insurance company. So, when you purchase Allstate pet insurance, Embrace will be the provider covering your furry friend.

Embrace offers extensive health coverage and customizable plans, allowing you to choose from multiple deductibles, payout limits, and reimbursement levels to suit your budget. Here, we’ll give you a brief overview of this provider’s other features, coverage, and cost. You can find more detailed information in our Embrace Pet Insurance review.

Allstate Pet Insurance Reviews


Allstate’s pet insurance is administered by Embrace. If you have other insurance through Allstate, you save money on pet insurance by bundling. However, if you’re not already an Allstate customer, it makes more sense to purchase your policy through Embrace.

Our pet insurance experts read through each pet insurance company’s policy to provide detailed comparisons and information regarding how a provider fares against others in the industry. We also speak with customers, read online feedback, and communicate one-on-one with pet insurance companies to obtain a well-rounded, unbiased analysis of a company’s standings.

Our team rates pet insurance companies based on several factors, including A.M. Best ratings (an indicator of financial stability), claim processing reputations, contract coverage, customer service, pricing, plan customizations, and more.


  • No per-incident limits on their claims as they use an annual deductible
  • No lifetime limit
  • Offers optional Wellness Rewards (not available in RI; must purchase in conjunction with pet insurance)
  • Pays claims within 5 days on average
  • A.M. Best rating: A+
  • Up to a 10% max discount for multiple pets (5% in NY)
  • Covers your pet if they travel outside the U.S. with you
  • 30-day money-back guarantee


  • $1.00 transaction fee (waived if you pay annually) and $25 enrollment fee
  • Only covers enrolled pets age 14 and younger for accidents and illnesses (accident only may be available for ages 15+)
  • If one leg has a CCL (ACL) injury prior to enrollment, the other leg will not be covered even if there are no prior issues; it’s considered a pre-existing condition
  • New customers must call to access unlimited payout option