Consider the town of Northampton in western Massachusetts. Many years ago, mid-March warming caused winter’s ice and snow to melt so rapidly that the Connecticut River overflowed to the extent that Northampton flooded. Today, Northampton officials are concerned that climate change could cause the town to flood again. Town officials are currently working diligently to prevent a repeat of that historic flooding. Homeowners should protect themselves for the risk of a flood in any season.