What Your Homeowners Insurance Doesn’t Cover: 10 Gaps You’ll Want to Close Before the Next Big Storm | Blog

1. Flood Damage

Here’s the revised section with the 

estimated cost

 of an earthquake endorsement in Massachusetts added for clarity and buyer context:

2. Earthquakes, Sinkholes, and Earth Movement

3. Wear, Tear & Neglect

4. Intentional or Criminal Acts

5. Business Activity at Home

6. Jewelry, Art, and High-Value Items

7. Heating Oil Spills

Here’s the updated version of that section with 

Massachusetts-specific cost details

 included:

8. Sewer or Sump Pump Backup

9. Mold From Uncovered Events

10. Pest and Vermin Damage

Here’s a smoother, more natural rewrite of that section:

So… What 

Is

 Covered?

Ready to Close the Gaps in Your Policy?