After months, or even years, of waiting and navigating the intricate Social Security Disability (SSD) claims process, hearing that your claim is under “final review” can bring both relief and apprehension.
What does it really mean when the Social Security’s “status” bar finally says “We started step 4 of 5 of the review process. A representative has started a final review to make sure that you still meet the non-medical requirements for disability benefits?”
This non-medical review stage involves a representative conducting a final review to ensure you still meet the non-medical requirements for disability benefits. Here’s what this means and what you can expect moving forward.
The Final Review Process
While the medical review focuses on whether your disability meets the Social Security Administration’s (SSA) criteria, the non-medical review ensures you meet other essential eligibility requirements. During the final review, an SSA representative will carefully examine your case to verify that you still meet these non-medical criteria.
Here’s a closer look at what happens during this stage:
- Verification of Work Credits: The SSA will check your work history to confirm that you have accumulated enough work credits for SSDI. This involves reviewing your earnings record to ensure all your income has been correctly reported and credited.
- Assessment of Income and Resources: For SSI applicants, the SSA will evaluate your current income and resources. This includes any wages, pensions, savings, investments, and other assets. They will also consider any financial support you receive from family or other sources.
- Review of Citizenship or Residency Status: The representative will verify your citizenship or legal residency status. This may involve checking your birth certificate, passport, or other relevant documentation.
- Examination of Living Arrangements: The SSA will review your living arrangements, as this can impact your eligibility for SSI and the amount of benefits. They will consider whether you live alone, with family, or in a care facility, and whether you pay your share of household expenses.
Possible Outcomes of the Final Review
The final review can lead to several possible outcomes:
- Approval: If you meet all the non-medical requirements, your claim will proceed, and you will begin receiving benefits. The SSA will send you a letter detailing the amount of your benefits, the payment schedule, and any back pay you are entitled to.
- Request for Additional Information: If the SSA needs more information to make a determination, they may contact you for additional documentation. It’s important to respond promptly to any such requests to avoid delays in processing your claim.
- Denial: If you do not meet the non-medical requirements, your claim will be denied. The denial letter will explain the reasons and provide information on your right to appeal the decision. Common reasons for denial at this stage include insufficient work credits, excess income or resources, or issues with your citizenship or residency status.
Preparing for the Final Review
To ensure a smooth final review process, consider the following tips:
- Keep Records Up-to-Date: Regularly update the SSA with any changes in your income, resources, living arrangements, or legal status.
- Organize Your Documentation: Keep all relevant documents, such as pay stubs, bank statements, tax returns, and identification papers, organized and easily accessible.
- Respond Promptly: If the SSA requests additional information, provide it as quickly as possible to avoid delays.
Ensuring a Smooth Final Review
The final review to ensure you still meet the non-medical requirements for disability benefits is a critical step in the SSD claims process. Understanding what this review entails and being prepared can help you navigate this stage with confidence. If your claim is denied, don’t hesitate to reach out to a professional who can provide expert advice and support throughout the process.
A Social Security Disability lawyer at the Ortiz Law Firm can help you understand the reason for the denial of your claim and guide you through the appeal process. Many claimants are denied disability benefits, but you have a better chance of being approved at the hearing stage, and our experienced legal team can help you get there. Call us at (888) 321-8131 to schedule your free case evaluation today.
