General liability insurance for contractors typically covers a range of risks associated with their business activities. Here are the main areas it covers:
1. Bodily Injury: If someone gets injured at a job site, such as a customer tripping over equipment, the insurance can cover medical expenses, legal fees, and any settlements or judgments.
2. Property Damage: If a contractor accidentally damages a client’s property while working, the insurance can help pay for repairs or replacements. For example, if a contractor breaks a client’s window during a renovation, the insurance would cover the cost.
3. Personal and Advertising Injury: This includes coverage for claims of libel, slander, or copyright infringement that might arise from advertising activities.
4. Product Liability: If a contractor’s work or products cause harm after the job is completed, this coverage can help with legal fees and damages.
5. Legal Defense Costs: General liability insurance also covers the cost of defending against lawsuits, even if the claims are groundless.
This type of insurance is essential for contractors to protect their business from potential financial losses due to accidents or unforeseen incidents.
Contact us if you have any further questions regarding General Liability for Contractors.
Slovak Insurance
(956) 253-3312
www.slovakinsurance.com
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