10-second summary
Choosing the wrong solicitor can delay your mortgage by weeks. The best solicitors aren’t just good at law — they’re responsive, organised, and understand how banks, brokers, and timelines actually work. This guide shows you what matters (and what doesn’t), with a few solid recommendations to get you started.
Finding a solicitor in Ireland isn’t the hard part.
Finding a good one is.
Because when you’re buying a house, this isn’t just paperwork.
Your solicitor controls how quickly things move, how problems get handled, and in some cases, whether your deal drags on for weeks or actually gets over the line.
So before we get into recommendations, let’s talk about what actually matters because this is where most people go wrong.
What Actually Matters in a Solicitor
The biggest mistake people make?
Choosing based on price.
A cheaper solicitor who slows things down can cost you far more in stress, delays, and even risk to the purchase.
How Solicitors Can Delay Your Mortgage (And Why It Matters)
This is the bit most people only realise when it’s too late
We regularly see cases where:
- The mortgage is approved
- The protection is sorted
- Everything is ready to go
…and then things stall.
Usually because of:
- Outstanding queries not being chased
- Slow back-and-forth between solicitors
- Documents sitting in inboxes
And that delay isn’t just annoying.
It can push your drawdown back by weeks.
Which means more time for something to change, and in our world, that matters.
If your health changes before drawdown, your mortgage protection can be reassessed or even declined.
It’s not common, but we see it often enough to take it seriously.
When Should You Apply for and Start Your Mortgage Protection Policy?
So speed and communication aren’t “nice to have”.
They matter.
A good solicitor keeps things moving. A great one keeps you out of trouble.
Red Flags to Watch Out For
- Slow replies during early conversations
- Vague answers instead of clear guidance
- Hard to get on the phone
- No clear timeline given
- You feel like you’re chasing them already
If it feels off early, it usually doesn’t improve later.
Solicitor Recommendations (Ireland)
Now that you know what you’re looking for, here are some solicitors that come highly recommended based on client feedback and reviews.
Quick note: I’ve no financial connection to any of these. They can’t pay to be listed. Always do your own research.
Nationwide (Online)
Parker Law — based in Waterford, excellent for responsiveness and communication
Disclosure: Suzanne and I are both active in the following First Time Buyer Facebook groups:
First Time Buyers Ireland (The OG)
First Time Buyers Advice – Ireland
Dublin
Kingsford Solicitors
Ian hosts helpful First-time Buyer Workshops
One Thing Most Buyers Forget
Once your solicitor is sorted, the next step that often gets rushed is mortgage protection.
And this is where people can trip themselves up.
Because applying quickly isn’t the same as applying properly.
Different insurers assess risk differently, and the order in which you apply matters.
Get that wrong, and you can limit your options without even realising it.
If you want to get that part right first time, complete this short questionnaire and I’ll point you in the right direction.
Start here
Nick
Editor’s note: First published in 2022. Updated in March 2026 to better reflect what actually matters when choosing a solicitor — speed, communication, and avoiding delays that can push your mortgage off track.
Written by Nick McGowan, QFA RPA APA
Nick is a qualified financial advisor and founder of Lion.ie, a multi-agency Irish life insurance and income protection brokerage based in Tullamore.
He’s been helping people secure fair, transparent cover for over 15 years and was named Protection Broker of the Year 2022.
If you’d like straight answers without the sales pitch, learn more about Nick here.
