What Is No Medical Exam Life Insurance?
“in Plain English”
No medical exam life insurance is an individual life insurance policy that doesn’t require you to take a medical exam to be approved for a policy and get financial protection.
The way it works is simple, when you apply for insurance, instead of requiring you to take a physical; the insurance company pulls real-time data to make an approval decision.
How Much Does No Exam Life Insurance Cost?
The national average cost of life insurance without a medical exam is around $816 per year or $68 per month.
However, rates are usually determined by your age, coverage amount, gender, health, and tobacco
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