Liability insurance pays for damage you cause to others. It covers their car repairs and medical bills. It does not pay for your own losses.
Full coverage combines liability with collision and comprehensive protection. Collision insurance pays for your car repairs after an accident. Comprehensive insurance covers theft, fire, or weather damage.
Watch this video to understand which option fits your budget. We compare the costs and benefits of each policy. We help you decide when to drop full coverage on an older vehicle.
Key points covered.
Definition of liability insurance.
How collision and comprehensive work.
Out of pocket costs for each plan.
Factors that determine your premium.
When to choose higher protection.
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