HomePet InsuranceDoes It Offer The Best Coverage At The Lowest Price?

Does It Offer The Best Coverage At The Lowest Price?

The American Kennel Club (AKC) is well-known in the pet world for its expertise in breeds, health, and training for dogs. PetPartners, Inc. partnered with AKC in 2003 and administers AKC Pet Insurance.

AKC Pet Insurance offers pet insurance for individual customers and their pets, regardless of whether they are purebred or not. On the flip side, PetPartners only offers group coverage.

Find out what an AKC Pet Insurance policy covers in our review below.

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AKC Pet Insurance Review

AKC Pet Insurance

Product Name: AKC Pet Insurance

Product Description: AKC Pet Insurance offers healthcare plans for dogs and cats.


AKC Pet Insurance is the only company to offer coverage for pre-existing conditions after one year of continuous coverage. This can be a big selling point to customers whose dogs have chronic illnesses or other pre-existing conditions.

Our pet insurance experts read through each pet insurance company’s policy to provide detailed comparisons and information regarding how a provider fares against others in the industry. We also speak with customers, read online feedback, and communicate one-on-one with pet insurance companies to obtain a well-rounded, unbiased analysis of a company’s standings.

Our team rates pet insurance companies based on several factors, including A.M. Best ratings (an indicator of financial stability), claim processing reputations, contract coverage, customer service, pricing, plan customizations, and more.


  • No vet records or exam required to enroll
  • Optional wellness plan
  • Claims are typically paid within 7 days
  • Your pet is covered when they travel with you in the U.S. or Canada
  • 5% multi-pet discount
  • Offers coverage for pre-existing conditions after 365 days of continuous pet insurance coverage (not in FL and WA)


  • No illness coverage option for dogs enrolled after age 9
  • Must purchase coverage for congenital and hereditary conditions separately if you want them covered
  • Exam fee coverage is available for an additional fee
  • $3-$4 monthly transaction fee (depending on the state) – highest in the pet insurance space, waived if paid annually