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How Does Flood Insurance Work? A Complete Guide

Floods are the most common and most costly natural disaster in the United States, and your homeowners insurance does not cover them. That gap...

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How Does Flood Insurance Work? A Complete Guide

Floods are the most common and most costly natural disaster in the United States, and your homeowners insurance does not cover them. That gap...

Risky Future AI Tools for Homeowners Data ‘Demo Day’ on May 13

Insurance Journal’s Risky Future series is hosting the “AI Tools for Homeowners Data” Demo Day,...

California Governor Seeks Extension of FEMA Funding for LA Wildfire Victims

California Gov. Gavin Newsom is asking the federal government extend disaster assistance programs for thousands...

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How Climate Risk Is Changing Home Insurance

Climate risk is reshaping the home insurance market across the United States. Severe weather events and climate-related losses have become more frequent and...

Record-Breaking Cold Hits South, Leaving Snow, Accidents and Crop Damage

Record-breaking cold gripped the Southeast this weekend, bringing heavy snow to parts of Tennessee and...

Trump Putting Zeldin in Charge of Permits to Rebuild After LA Wildfires

President Donald Trump on Wednesday said he will put Environmental Protection Agency administrator Lee Zeldin in charge of helping homeowners get permits to...

Florida House Panel Approves Bill to Waive Building Permits on Work of Less Than $7,500

Spending $7,500 on home repairs may not seem like much in 2026. But a bill...

Trump Orders Federal Takeover of LA Wildfire Rebuilding Efforts

President Donald Trump signed an executive order that allows the federal government to preempt state...

What Is Homeowners Warranty Insurance and How It Works

Homeownership comes with ongoing expenses, from unexpected system breakdowns to routine appliance failure. Many homeowners consider homeowners warranty insurance to help manage the...

FEMA Extends Housing Aid for Maui Wildfire Survivors Until 2027

U.S. officials have granted a request to extend housing assistance for survivors of catastrophic 2023...

What A Community Foundation Learned Spending $100M After The LA Fires

When fires broke out across Los Angeles on Jan. 7, 2025, Miguel Santana grasped the...

Grandson Not Covered Under Grandma’s Home Insurance

A homeowner’s insurer was right to deny a grandmother coverage for a claim against her...

Edison Sues LA County Over Fire Deaths for Delayed Alerts

Edison International sued Los Angeles County and other public agencies for allegedly failing to ensure...

LA Fire Survivors Got a Rude Surprise That Could Hit More Americans

A year after the Los Angeles wildfires, many survivors face the same problem: Their insurance...

Maui Braces for Possible End to FEMA Rental Assistance And More Housing Strain for Fire Survivors

Nearly 1,000 households displaced by catastrophic wildfires on the Hawaiian island of Maui are anxiously...