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California Real Estate Agent Sentenced in LA Wildfire Gouging Case

A real estate agent who tried to price gouge a couple who lost their home...

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California Real Estate Agent Sentenced in LA Wildfire Gouging Case

A real estate agent who tried to price gouge a couple who lost their home...

Dedicated Volunteers in Nashville Relay Calm, Straight-Talk Info During Dtorms

Anyone who has watched an episode of “9-1-1: Nashville” could be forgiven for thinking the...

Clash of Florida Titans Pits Powerful Tribe Against Homebuilder Lennar

Ciara Billie was about to step into the shower of her newly built townhome on...

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Flash Flooding Kills 5 in West Virginia as Rescue Teams Search for Missing

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Flash flooding caused by torrential rains killed five people in northern West Virginia and rescue...

US Homeowners Insurance Rates Rose 40.4% in Six Years, Report Shows

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U.S. homeowners insurance rates rose 40.4% over the past six years, with the biggest increases...

Homes With Toxic Smoke Damage Deepen Insurance Nightmare in LA

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Months after fire tore through Los Angeles’ Pacific Palisades neighborhood, homeowners are struggling to get...

Judge Says California FAIR Plan Violates Law; Industry Fights Consumer Group Suit

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A judge ruled that the California FAIR Plan’s smoke-damage policy violates state law, while in...

Oregon Legislature Repeals Contested Wildfire Hazard Map

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Oregon lawmakers have voted to repeal the state’s contentious wildfire hazard map, which subjected homeowners...

Triple-I Says Payments on Lightning Claims Dropped 16.5% in 2024

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Insurers in the U.S. paid out about $1 billion in claims for lightning-related damage in...

1 Dead, 2 Injured in Philadelphia Explosion That Damaged Several Homes

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One person died and two others were injured after an explosion damaged several homes on...

Q2 Composite Personal Lines Rates Up 4.6%; Commercial Up 2.8%

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According to the MarketScout Market Barometer, the composite rate for U.S. personal lines increased in...

House Swept Away as Flash Flooding Hits Mountain Village in New Mexico

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At least three people were missing in a mountain village in southern New Mexico that...

Homeowners Insurance Policy Questions & Answers

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The best time to learn about what’s included in a basic homeowners insurance policy is before you have a claim. We’ve gathered the...

New Mexico Village Rebuilds All Over Again After Record-Breaking Flash Flood

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The mountain village of Ruidoso returned to the grim rituals of rebuilding after flash flooding...

#site_titleHomeowners vs. dwelling fire insurance—what’s the difference? Learn which policy you need for rentals, vacation homes, or vacant properties.

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At first glance, homeowners insurance and dwelling fire insurance might seem similar—but they serve very different purposes. One protects your primary home and...
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