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States Across Wildfire-Prone West Are Using AI for Early Detection

On a March afternoon, artificial intelligence detected something resembling smoke on a camera feed from...

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States Across Wildfire-Prone West Are Using AI for Early Detection

On a March afternoon, artificial intelligence detected something resembling smoke on a camera feed from...

DOJ Files Statement of Interest in California Fire Insurance Case

The Department of Justice filed a Statement of Interest in a lawsuit filed against State...

California Taking Action Against State Farm Over LA Wildfire Claims

The California Department of Insurance is taking action against State Farm over an investigation that...

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California’s Surplus Lines HO Market’s New Phase Driven by Access, Not Wildfire Risk

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It’s been more than two years since I wrote an analysis based on Surplus Line...

NAIC Issues Nationwide Data Call to Homeowners Insurers

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The National Association of Insurance Commissioners has issued a nationwide data call to insurers in order to get a better understand of the...

LA Utility Taps Muni Market as Buyers Weigh Wildfire Legal Risk

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Los Angeles’ water and power utility is tapping the municipal bond market with its first...

Rebuilding LA to Wildfire Safety Standards Could Lower Future Fire Losses

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A new analysis from the California Department of Insurance and the National Association of Insurance...

Totalis Program Underwriters Acquires Home/Flood Insurance Specialist ShoreOne

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Coastal-focused homeowners and flood insurance broker ShoreOne Insurance Managers, Inc. has been acquired by Totalis...

Fannie Mae, Freddie Mac Will Again Accept Actual Cash Value Home Insurance

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Insurance industry trade associations are applauding a decision to change the homeowners insurance required by...

Is a Federal Reinsurance Backstop the Answer to Home Insurance Challenges?

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The Brookings Institution’s Hamilton Project has released a proposal for a federal reinsurance backstop called...

Common Home Insurance Mistakes to Avoid

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Home insurance is designed to protect one of your largest financial investments, but many homeowners make critical mistakes that leave them exposed when...

US Home Insurance Prices Set to Keep Rising With Severe Weather

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US home insurance premiums are set to rise for a fifth straight year in 2026...

‘Zombie’ Second Mortgages Spur New Battles in California, Maryland

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In a room outside the Maryland State Senate chamber last winter, consumer advocates were meeting...

Even Low-Risk Homes Are Caught Up in California’s Climate Insurance Crisis

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As another wildfire season looms, insurance companies have abandoned some California neighborhoods at lower risk...

‘Nation’s First’ Smoke Damage Standards Bill Wending Through California Legislature

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A bill to create a statewide framework for handling wildfire smoke damage insurance claims is...
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