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California Commissioner Pushes for Wildfire Recovery Bill, Other Legislation

California Insurance Commissioner Ricardo Lara is urging Gov. Gavin Newsom to sign several wildfire and...

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California Commissioner Pushes for Wildfire Recovery Bill, Other Legislation

California Insurance Commissioner Ricardo Lara is urging Gov. Gavin Newsom to sign several wildfire and...

West Virginia Approves More Mining in Area Residents Say Is Already Contaminated

In 2023, dirty mine water gushed out of the ground behind James Christian’s home, flooding...

Georgia Church Leaders Charged With Buying Homes With False Documents

Leaders of a Georgia-based church with congregations in five states have been charged by federal...

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US Homeowners Insurance Rates Rose 40.4% in Six Years, Report Shows

U.S. homeowners insurance rates rose 40.4% over the past six years, with the biggest increases...

Homes With Toxic Smoke Damage Deepen Insurance Nightmare in LA

Months after fire tore through Los Angeles’ Pacific Palisades neighborhood, homeowners are struggling to get...

Judge Says California FAIR Plan Violates Law; Industry Fights Consumer Group Suit

A judge ruled that the California FAIR Plan’s smoke-damage policy violates state law, while in...

Oregon Legislature Repeals Contested Wildfire Hazard Map

Oregon lawmakers have voted to repeal the state’s contentious wildfire hazard map, which subjected homeowners...

Triple-I Says Payments on Lightning Claims Dropped 16.5% in 2024

Insurers in the U.S. paid out about $1 billion in claims for lightning-related damage in...

1 Dead, 2 Injured in Philadelphia Explosion That Damaged Several Homes

One person died and two others were injured after an explosion damaged several homes on...

Q2 Composite Personal Lines Rates Up 4.6%; Commercial Up 2.8%

According to the MarketScout Market Barometer, the composite rate for U.S. personal lines increased in...

House Swept Away as Flash Flooding Hits Mountain Village in New Mexico

At least three people were missing in a mountain village in southern New Mexico that...

Homeowners Insurance Policy Questions & Answers

The best time to learn about what’s included in a basic homeowners insurance policy is before you have a claim. We’ve gathered the...

New Mexico Village Rebuilds All Over Again After Record-Breaking Flash Flood

The mountain village of Ruidoso returned to the grim rituals of rebuilding after flash flooding...

#site_titleHomeowners vs. dwelling fire insurance—what’s the difference? Learn which policy you need for rentals, vacation homes, or vacant properties.

At first glance, homeowners insurance and dwelling fire insurance might seem similar—but they serve very different purposes. One protects your primary home and...

Should You Cover Your Mortgage with Life Insurance?

Buying a home is one of the biggest financial commitments you’ll make in your lifetime. But what happens to that debt if something...