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California Rivals Have Starkly Different Plans to Remake Home Insurance

As high temperatures bake California and strong winds make it more susceptible to fire, voters...

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California Rivals Have Starkly Different Plans to Remake Home Insurance

As high temperatures bake California and strong winds make it more susceptible to fire, voters...

Busy Wildfire Season in West Tests Fire Bosses as They Juggle Resources

It’s already been a deadly year for firefighters, and authorities have been putting resources where...

Risk Theory Launches Jupiter Platinum Home E&S Product in California

Risk Theory Insurance Services launched Jupiter Platinum Home, a primary excess and surplus product for...

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How Climate Change Is Creating Uninsurable Areas Across Europe

Uninsurable areas refer to places where property insurance has become either impossible to get or to afford. This can happen because insurers are...

Roof Costs Soar Even as Claims Decline: Verisk

Hail volatility and aging roofs are driving higher residential replacement severity, a new study by...

Kentucky Food-Color Plant Was ‘Catastrophe Waiting to Happen,’ CSB Says

A Kentucky food-coloring manufacturer made a number of missteps and was not equipped to prevent...

US Faces $375B in Uninsured Flood Losses From 1-in-100-Year Event

The U.S. faces a widening gap between growing flood risk and the take-up of flood...

What Does Homeowners Insurance Not Cover?

Most homeowners believe their insurance policy covers them for just about anything that goes wrong. That belief gets tested the moment a claim...

DeSantis Proposes Axing Property Taxes on Primary Homes in Florida

Florida Governor Ron DeSantis unveiled a much-awaited proposal to gradually eliminate property taxes on the...

These Homeowners Got an Energy-Bill Lifeline. Trump Yanked It Back

In late 2024, Gretchen Holloway was approved for a new federally funded program that promised...

Containment Grows on California Wildfire That Forced Thousands to Evacuate

Containment has continued to increase on the Sandy fire in Simi Valley, which prompted evacuation...

US Personal Lines Insurers Ask for Less Rate After Period of Catch-Up

It appears as though auto and home insurers have caught up, appropriately matching premium to...

It’s a Good Thing? Martha Stewart to Get Into Home Insurance With Hint

Hint, a self-described “home management platform,” has launched with a $10 million seed round of...

How Does Flood Insurance Work? A Complete Guide

Floods are the most common and most costly natural disaster in the United States, and your homeowners insurance does not cover them. That gap...

Risky Future AI Tools for Homeowners Data ‘Demo Day’ on May 13

Insurance Journal’s Risky Future series is hosting the “AI Tools for Homeowners Data” Demo Day,...