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California’s Surplus Lines HO Market’s New Phase Driven by Access, Not Wildfire Risk

It’s been more than two years since I wrote an analysis based on Surplus Line...

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California’s Surplus Lines HO Market’s New Phase Driven by Access, Not Wildfire Risk

It’s been more than two years since I wrote an analysis based on Surplus Line...

NAIC Issues Nationwide Data Call to Homeowners Insurers

The National Association of Insurance Commissioners has issued a nationwide data call to insurers in order to get a better understand of the...

LA Utility Taps Muni Market as Buyers Weigh Wildfire Legal Risk

Los Angeles’ water and power utility is tapping the municipal bond market with its first...

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‘Structural Shift’ Occurring in California Surplus Lines

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The Los Angeles wildfires that kicked off 2025 not only sped up a statewide homeowners...

California Smoke Damage Act Would Enable Wildfire Victims to Expedite Claims

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A bill touted as the nation’s first public health and insurance standards to protect families...

West Virginians Could Soon Lose Access to 28% of Affordable Housing

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At 93, Anna Lee Pettit lives alone in a first-floor apartment at Morgantown’s Unity House...

Rising Fire Risk Prompts Utilities to Deliberately Cut Power

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States in the U.S. West are grappling with an unusually warm, arid winter that is...

LA Mayor Race Shaken by Wildfire Allegations

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Billionaire Rick Caruso is sticking with his decision to stay out of the race for...

EPA Outlines Trump Plan to Speed up Rebuilding of Homes Destroyed in LA Wildfires

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Trump administration officials traveled to Los Angeles this week to outline the president’s plan to...

Planet and Goosehead Insurance Announce Franchise Partnership

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Independent personal lines agency Goosehead Insurance and newly launched Planet Insurance Agency said they have...

How Climate Risk Is Changing Home Insurance

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Climate risk is reshaping the home insurance market across the United States. Severe weather events and climate-related losses have become more frequent and...

Record-Breaking Cold Hits South, Leaving Snow, Accidents and Crop Damage

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Record-breaking cold gripped the Southeast this weekend, bringing heavy snow to parts of Tennessee and...

Trump Putting Zeldin in Charge of Permits to Rebuild After LA Wildfires

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President Donald Trump on Wednesday said he will put Environmental Protection Agency administrator Lee Zeldin in charge of helping homeowners get permits to...

Florida House Panel Approves Bill to Waive Building Permits on Work of Less Than $7,500

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Spending $7,500 on home repairs may not seem like much in 2026. But a bill...

Trump Orders Federal Takeover of LA Wildfire Rebuilding Efforts

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President Donald Trump signed an executive order that allows the federal government to preempt state...
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