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‘Nation’s First’ Smoke Damage Standards Bill Wending Through California Legislature

A bill to create a statewide framework for handling wildfire smoke damage insurance claims is...

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‘Nation’s First’ Smoke Damage Standards Bill Wending Through California Legislature

A bill to create a statewide framework for handling wildfire smoke damage insurance claims is...

Kentucky Launches $5 Million Roof Grant Program

Kentucky, far inland from where most hurricanes land but a place all too familiar with...

Expanding Alaska Glacial Lakes Increasing Risk of Destructive Floods

Every summer, people living near the Mendenhall River in Juneau, Alaska, keep a close eye...

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Gaps in Awareness of HO Coverage Provides Opportunity for Agents: Survey

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Many U.S. homeowners are missing important insurance protections, offering opportunities for agents to educate insureds...

How Much Liability Insurance Do I Need to Buy? | Blog

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Your homeowner’s insurance policy has a liability portion that provides coverage for accidents and damages associated with your property, family members, and...

What’s the Difference Between Builder’s Risk Coverage and a Home Insurance Policy? Part One | Blog

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If you are the owner of a fully constructed home and you and your family reside in the home, home insurance is...

What’s the Difference Between Builder’s Risk Insurance and a Home Insurance Policy? Part Two | Blog

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Whether you need home, rental dwelling, commercial, or builder’s risk insurance, Vargas and Vargas Insurance is here to advise you on your...

3 Essential Steps to Prepare Your Car for Hurricane Season | Blog

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It’s important to review your insurance with your insurance agent each renewal — or annually, at the very least.  If you have,...

Wearing a Seat Belt in Massachusetts Saves Lives and Is Mandatory | Blog

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Having automobile coverage is the law in Massachusetts. In fact, you must have four mandatory coverages, each in a minimal amount, to...

10 Things to Do Before Moving: Your Moving Checklist | Blog

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Moving is stressful, and you may end up forgetting something in the process of moving. So here is...

Why You Should Avoid Private Mortgage Insurance | Blog

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Suppose your reason for considering private mortgage insurance is being unable to afford a 20 percent down payment on your new home....

How to Decide How Much Homeowners Insurance You Need | Blog

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For this reason, you will need to assess what specific issues your home may be prone to based on your location. Then...

Homeowner’s Guide to Lender-Required Flood Insurance in Massachusetts | Blog

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One of the most significant risks you can take is buying a house in a flood-prone area. Because of this, many lenders...

It’s Time to Update Your Life Insurance Policy | Blog

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As reported by the Patriot Ledger , the pandemic led to business closures, layoffs, and furloughs for many MA residents, particularly in...

Moving? Here’s What You Should Do With Your Renter’s Insurance | Blog

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So, why would you let this coverage lapse when you are planning a move? Don’t do it! There is a much better...
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