Flood Insurance

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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

Navigating Rising Rates and New Maps

Have you opened your 2026 flood insurance renewal and felt a pit in your stomach?Are you unsure whether your new rate is fair...

What Is the FEMA 50% Rule in Flood Insurance?

For producers, insurance agents, and other professionals offering flood coverage, understanding the FEMA 50% rule is essential for guiding clients accurately and avoiding...

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My Mortgage Was Sold and Now I’m Being Forced to Buy Flood Insurance — What Are My Options?

Are you suddenly facing a flood insurance requirement for a property you've owned for years without one? Wondering how a new lender can change...

Help Your Clients Choose Between NFIP or NCIP Private Flood Insurance

Is your client’s home replacement value greater than $250,000?The NFIP’s maximum limit for non-condominium residential buildings is $250,000. Since this does not cover...

Private Flood Insurance Compliance – What You Must Know

Compliance Information Flood Insurance Reform and Modernization ______________________________________________________________________ THIS POLICY MEETS ALL OF THE PROVISIONS REQUIRED BY: The National Flood Insurance Act of...

Are You Overpaying for Flood Insurance on Your Investment Property?

https://www.youtube.com/watch?v=jn3zTk9REsw Does that bloated premium look more like a hidden tax on rental returns?This guide explains how to assess and reduce flood insurance premiums—often...

A Must for Agents and Brokers

Flooding is a major risk to homeowners and businesses in the United States, causing more than $2 billion in property damage each year....

How Much Flood Insurance Do You Really Need? Avoid This Costly Loophole!

Let me tell you a story about Tom.Tom isn’t some reckless homeowner who ignored the warnings. He wasn’t one of those people who...

Alabama Flood Insurance Requirements

Are You Required to Have Flood Insurance in Alabama? What Lenders Don’t Tell You—Until It’s Too Late Have you just found out—right before closing—that you...

How Carriers Define Flood for Coverage Purposes

It is important to review your flood insurance policy to ensure you understand how the carrier is defining flood. Definitions can vary depending...

🔍 Is Flood Zone AE Bad? 2025 The Truth About Risks & Insurance

Understanding the Unpredictability and Precautions in Flood Zone AEOne fundamental truth about flooding is that its occurrence is largely unpredictable. Mother Nature has...

A Guide to Getting Every Penny You Deserve

Ever stared at your flood claim estimate and felt like it was written in another language?Worried that missing a single line item could...

Lender Can Pay Flood Premium at Closing—Here’s How

If your client has a pending mortgage that requires compliance with the federal “mandatory purchase” regulation for flood insurance, your customer is often...

Why Filing A Small Flood Insurance Claim Could Destroy Your Wallet (What You Need To Know Before It’s Too Late)

Why Filing A Small Flood Insurance Claim Could Be The Costliest Financial Mistake You’ll Ever Make (Read This Before You Burn Thousands Of...