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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

Navigating Rising Rates and New Maps

Have you opened your 2026 flood insurance renewal and felt a pit in your stomach?Are you unsure whether your new rate is fair...

What Is the FEMA 50% Rule in Flood Insurance?

For producers, insurance agents, and other professionals offering flood coverage, understanding the FEMA 50% rule is essential for guiding clients accurately and avoiding...

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The Hidden Costs of Flood Insurance in Alabama (And How to Avoid Them)

Have you budgeted for flood insurance only to be blindsided at closing? Or maybe your lender quoted you one number, but by year’s...

What Role Does the Adjuster Play in Flood Insurance?

How much can an insurance adjuster impact your investment recovery after a flood? Are you prepared to navigate the most influential relationship in the...

What Is a Flood Zone? FEMA Definitions Explained

Definition of a FEMA Flood Zone: Flood zones are geographic areas that FEMA has defined according to varying levels of flood risk. These...

The Real Estate Investor’s Complete Guide to Flood Damage Inventory & Claims

Worried your flooded rental property might cost more than it should?Unsure how to document damage correctly to avoid insurance headaches? If you’re staring at...

3 Tips for Insurance Agents to Tackle Risk Rating 2.0

FEMA’s Risk Rating 2.0 is in full swing as of April 2022, and policyholders and insurance agents alike are taking notice. At the...

How to Take Control of Rising Flood Insurance Costs

Flood Insurance Rates Are Skyrocketing. Here’s How You Can Beat the System.If you own property, flood insurance isn’t optional—it’s financial survival.And yet, year...

What Real Estate Investors Need to Know

Are your investment properties really protected against flood damage? Do you know the critical differences between admitted and non-admitted flood insurance—and how that could...

Causes of Floods – Insurance Insight

What is Flooding? It is important to review the definition of flood on a flood insurance policy. Definitions can differ depending on the carrier...

The Costly Mistake Property Owners Make: Ignoring Private Flood Insurance

Floods Are Getting Worse, But Americans Still Aren’t Protecting Themselves—Here’s Why That Needs to ChangeEvery year, we see catastrophic floods cause billions of...

What Role Does a Mortgage Company Play in a Flood Claim?

Why does your mortgage company suddenly become your biggest obstacle after a flood? And why do so many homeowners find themselves fighting to access...

Does Homeowners Insurance Cover the Peril of Earthquake?

Standard homeowners policies do not typically provide coverage for earthquake damage. This means that in order for your client to protect their home,...

Save Money with Private Flood Insurance in Now

For years, homeowners have been stuck with overpriced, outdated flood insurance policies—paying more than they should for coverage that barely protects them when...