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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

Navigating Rising Rates and New Maps

Have you opened your 2026 flood insurance renewal and felt a pit in your stomach?Are you unsure whether your new rate is fair...

What Is the FEMA 50% Rule in Flood Insurance?

For producers, insurance agents, and other professionals offering flood coverage, understanding the FEMA 50% rule is essential for guiding clients accurately and avoiding...

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Confused about your homeowners insurance deductible? Learn how to pick the right amount to save money and avoid costly claim mistakes.

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Question:  Not sure if your homeowners insurance deductible is too high or too low? Question:  Are you...

Entrepreneurs — Quickly Review Your Commercial Insurance Policy | Blog

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Vargas & Vargas Insurance is proud to be your premier local independent insurance agency. We work for our clients, not the insurance...

Navigating Flood Insurance Hikes and Mortgage Spikes

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Have your mortgage payments unexpectedly jumped? If your home is in a flood zone and your flood insurance premium increased, your mortgage could rise...

Does My Home Insurance Cover a Flooded Basement? | Blog

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Your home is a haven for you and your family. When floods happen, the last thing you want to hear is that your...

How Flood Insurance Works, How Much Does It Cost, and How It Protects the Homeowner How flood insurance works and what it covers and...

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Many homeowners in Massachusetts don’t know that their standard insurance policies don’t cover flood damage. Flood insurance is a separate policy designed to...

Insurance Check-Up | Blog | Vargas & Vargas Insurance

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Insurance Check-Up Life Changes and it’s Time for an Insurance Checkup Having insurance policies is vital to gain great security and protection from unexpected problems....

Who Should Get Flood Insurance? | Blog

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For everyone who owns a home, it’s important to give it all the protection it needs against a wide range of risks. Home...

New Mortgage Guidelines Could Save Money On Your Flood Insurance?

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If you are purchasing (or have purchased) a home in a flood zone, you need to purchase a flood insurance policy. And if...

Finding Your Legal Niche

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There...

Why Alabama Homebuyers Are Overpaying for Flood Insurance (And How to Stop)

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Buying a home shouldn’t mean overpaying for flood insurance. Yet in Alabama, thousands of homeowners are doing exactly that, without knowing it. Are you...

Your Secret Weapon for Lower Flood Insurance Rates

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The $75,000 Mistake Most Alabama Homeowners Are Making Are you paying thousands more than necessary for Alabama flood insurance?What if a single $600 document...

My Mortgage Was Sold and Now I’m Forced to Buy Flood Insurance

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Are you suddenly facing a flood insurance requirement for a property you've owned for years without one? Wondering how a new lender can change...
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