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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

Navigating Rising Rates and New Maps

Have you opened your 2026 flood insurance renewal and felt a pit in your stomach?Are you unsure whether your new rate is fair...

What Is the FEMA 50% Rule in Flood Insurance?

For producers, insurance agents, and other professionals offering flood coverage, understanding the FEMA 50% rule is essential for guiding clients accurately and avoiding...

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Vargas & Vargas Insurance Does homeowners insurance cover water damage? Learn what’s covered, what’s not, how to protect your home from costly repairs.

Is your home protected from unexpected water damage?  Many homeowners  assume  their insurance covers all...

Do You Need Home Insurance Before Buying a House? Here’s What You Should Know | Blog

Buying a home is exciting, but before you can move in, there’s one important step:  home insurance ....

DP-1, DP-2 & DP-3 Explained (Which One Do You Need?)

Do you own a rental property and worry about unexpected damages?Not sure whether you need DP-1,...

Need an insurance quote? Learn what info you need, how to compare quotes, and tips to find the best coverage at the right price....

The quoting process Getting a quote is easier than you might think. First, you share your information with the...

Do You Get an Auto Insurance Discount for Parking in a Garage? 🚗🏠 | Blog

If you park your car in a garage every night, you may be wondering: “Does this help lower...

5 Rental Property Mistakes That Can Cost Landlords Thousands | Blog

Is owning a rental property as easy and profitable as it sounds? Or could rushing in...

What Are the “Deductible Dollars” Listed on My Auto Insurance Declaration Page? | Blog

If you’ve recently reviewed your Massachusetts auto insurance declaration page, you may have noticed a section for  “deductible...

Insurance Terms Made Simple: A Beginner’s Guide to Understanding Insurance | Blog

Have you ever overheard adults talking about  insurance  and felt completely lost? Words like  “premium,”  ...

Is Your Massachusetts Condo Insurance Enough to Cover Temporary Housing After a Disaster? | Blog

What happens if your condo becomes uninhabitable after a fire or water loss? Would your current...

Rethinking Home Insurance: Why Small Claims Can Cost You Big | Blog

We’ve all seen the comforting insurance commercials: “Like a good...