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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

Navigating Rising Rates and New Maps

Have you opened your 2026 flood insurance renewal and felt a pit in your stomach?Are you unsure whether your new rate is fair...

What Is the FEMA 50% Rule in Flood Insurance?

For producers, insurance agents, and other professionals offering flood coverage, understanding the FEMA 50% rule is essential for guiding clients accurately and avoiding...

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Don’t Let Your Car Insurance Get Canceled | Blog

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Car insurance is something that we have to have if we legally want to be able to drive our automobile. However,...

What’s Included in Your House Payment? | Blog

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The other cost that goes into your monthly mortgage payment is homeowners insurance. It is standard for the insurance cost to be...

What Realtors Should Tell First-Time Homebuyers About Insurance | Blog

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As insurance agents, we get requests for quotes from first-time homebuyers all day long. It’s essential to remember that these...

The Financial Benefits of Getting Life Insurance Earlier | Blog

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To illustrate this, let’s meet Robert and Matthew. Matthew is a healthy 30-year-old man. He purchases a 30-year term life insurance policy...

Do I Need Professional Liability or E&O Insurance in Massachusetts? | Blog

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In a nutshell, Errors and Omissions (E&O) insurance is a professional liability insurance policy created to protect professionals, employers, and employees from...

How to Keep Your Home Safe From Burglary While on Vacation | Blog

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When it’s time to pack up your suitcase and head out of a town for some much-needed R&R,...

The Essential Insurance Checklist for Massachusetts Restaurants | Blog

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The Massachusetts restaurant industry is thriving , and you have invested substantial time and money into launching a successful eatery. It is...

What You Need to Know About the Keeping American Workers Paid and Employed Act | Blog

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Under the Keeping American Workers Paid and Employed Act, the Paycheck Protection Program will provide loans to qualifying small businesses. The amount...

CARE Act and Economic Injury Disaster Loan | Blog

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From our CPA James Henderson , “there are many solutions for business owners.  Some are external.  Like loans, SBA or otherwise,...

Home Insurance FAQ: Purchase Price vs. Replacement Cost | Blog

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If you’re buying a home for the first time, congratulations! It’s a tremendous accomplishment. The staff at Vargas & Vargas Insurance is...

How to Protect Your Personal Assets When You’re a Landlord | Blog

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Let’s say that you inherit or purchase a house and end up with two properties. At this point, you have...

Understanding Homeowner’s Insurance: What is Loss of Use Coverage? | Blog

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If this is your first time shopping for home insurance (or if you’ve been a homeowner for years but haven’t read your policy), then...
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