Flood Insurance

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The Pros and Cons of Private Flood Insurance for Connecticut Homeowners

In recent years, more homeowners have started turning to private flood insurance to fill the coverage gaps left by the National Flood Insurance...

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The Pros and Cons of Private Flood Insurance for Connecticut Homeowners

In recent years, more homeowners have started turning to private flood insurance to fill the coverage gaps left by the National Flood Insurance...

Do I Need a Life Insurance Policy? | Blog

Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property By carlos vargas ...

Earning a Degree in Debt | Blog

Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property By carlos vargas ...

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Do I Need Professional Liability or E&O Insurance in Massachusetts? | Blog

In a nutshell, Errors and Omissions (E&O) insurance is a professional liability insurance policy created to protect professionals, employers, and employees from...

How to Keep Your Home Safe From Burglary While on Vacation | Blog

When it’s time to pack up your suitcase and head out of a town for some much-needed R&R,...

The Essential Insurance Checklist for Massachusetts Restaurants | Blog

The Massachusetts restaurant industry is thriving , and you have invested substantial time and money into launching a successful eatery. It is...

What You Need to Know About the Keeping American Workers Paid and Employed Act | Blog

Under the Keeping American Workers Paid and Employed Act, the Paycheck Protection Program will provide loans to qualifying small businesses. The amount...

CARE Act and Economic Injury Disaster Loan | Blog

From our CPA James Henderson , “there are many solutions for business owners.  Some are external.  Like loans, SBA or otherwise,...

Home Insurance FAQ: Purchase Price vs. Replacement Cost | Blog

If you’re buying a home for the first time, congratulations! It’s a tremendous accomplishment. The staff at Vargas & Vargas Insurance is...

How to Protect Your Personal Assets When You’re a Landlord | Blog

Let’s say that you inherit or purchase a house and end up with two properties. At this point, you have...

Understanding Homeowner’s Insurance: What is Loss of Use Coverage? | Blog

If this is your first time shopping for home insurance (or if you’ve been a homeowner for years but haven’t read your policy), then...

Jewelry and Gem Valuations: GIA or Bust! | Blog

Gem and jewelry “fakes” and “cons” have been around for centuries. If you’ve been conned into buying a fake gem, know you’re...

What You Need to Know About Liability Insurance for Your Massachusetts Home | Blog

For any type of insurance, the coverage limit is the maximum amount of money that the policy will pay out. The coverage...

All About the Circuit Breaker Income Tax Credit for Massachusetts Homeowners and Renters Age 65+ | Blog

For instance, let’s assume you’re single and earned $40,000 in 2019. You paid $3,000 in property taxes and $4,000 in water and...

Do I need comprehensive coverage if I have collision | Blog

Auto insurance is not just one type of insurance. In most cases, you will need to have liability insurance coverage to protect...