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How To Prepare For An SSA Physical Exam

Preparing for a Social Security Administration (SSA) physical exam, also known as a consultative examination (CE), is essential for anyone applying for Social...

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How To Prepare For An SSA Physical Exam

Preparing for a Social Security Administration (SSA) physical exam, also known as a consultative examination (CE), is essential for anyone applying for Social...

Ortiz Law Firm Wins Long-Term Disability Appeal for RN

We recently won a significant victory for a client who was wrongfully denied long-term disability (LTD) benefits by New York Life (NYL).Our client,...

Nurse from Pennsylvania Loses ERISA Disability Benefits Case Against Reliance Standard

Court: United States District Court, Eastern District of PennsylvaniaInsurance Carrier: Reliance Standard Life Insurance Company, or RSLIPlaintiff’s Employer: Abington HealthPlaintiff’s Occupation: Registered NurseBackground...

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Trick Questions the SSA Judge May Ask During Your Hearing

Facing a Social Security Disability hearing before an Administrative Law Judge (ALJ) can be nerve-wracking, especially if you’re not prepared for the curveballs...

Long-Term Disability and RA: A Claimant’s Guide

Rheumatoid arthritis (RA), an autoimmune disease that causes the immune system to attack its own tissues, can lead to debilitating side effects for...

When Do Insurers Negotiate Contracts with Healthcare Providers?

How comfortable do you feel with your current provider agreement with your commercial payors? If the answer is anything less than completely satisfied,...

Can I Get Disability for Heart Issues After Having COVID?

Simply getting COVID-19 in the first place is bad enough. But for an estimated 30% of coronavirus sufferers, long-term side effects continue to...

Long-Term Care vs. Long-Term Disability Insurance

No matter who you are, there is a very real chance you could someday lose your ability to work or care for yourself...

How to Appeal a Dental Insurance Claim Denial

Denied dental claims can cause stress for not only you and your practice, but your patients as well. Unfortunately, this is a common...

Unum Denies Cognitive Impairment Claim Based on 24-Month Mental Illness Limitation

In Gill v. UNUM Life Insurance Company of America, the U.S. District Court for the Northern District of California decided a dispute over...

Is Narcolepsy a Disability? A Claimant’s Guide

If you or a loved one struggles with severe narcolepsy, you know how difficult it can be to maintain a consistent daily routine....

Can I Get Disability for Essential Tremors? A Claimant’s Guide

If you are a doctor, dentist, or another professional that relies on their hands, essential tremors can make it impossible to work. However,...

Are Migraines a Disability? How to Get Long-Term Benefits

If you are one of the estimated 12 percent of Americans who get migraine headaches at least occasionally, you know exactly how painful,...

Does Cancer Qualify for Long-Term Disability? A Claimant’s Guide

Getting a cancer diagnosis is an incredibly stressful, difficult, and devastating experience. While doctors are learning more about cancer and mortality for most...

What Medical Conditions Qualify for Long-Term Disability?

Getting approved for long-term disability (LTD) benefits can be a difficult and frustrating process. Policyholders often struggle to figure out what medical conditions...