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Can I Get Short‑Term or Long‑Term Disability for Alcoholism or Substance Abuse?

Substance use affects every social, economic, and demographic group. According to the Substance Abuse and Mental Health Services Administration (SAMHSA), millions of people...

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Can I Get Short‑Term or Long‑Term Disability for Alcoholism or Substance Abuse?

Substance use affects every social, economic, and demographic group. According to the Substance Abuse and Mental Health Services Administration (SAMHSA), millions of people...

How Can I Get Short- or Long-Term Disability for Knee Pain?

Knee pain can impact every aspect of your life, from your mobility and independence to your ability to work and provide for your...

What Is a Bad Faith Insurance Claim?

When you buy an insurance policy—whether it’s health insurance, long‑term disability, or other coverage—you justifiably expect the insurer to treat you fairly. You...

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How to Appeal a MassMutual Long-Term Disability Claim Denial

The Massachusetts Mutual Life Insurance Company, MassMutual for short, is one of the largest insurance companies in the United States. They provide long-term...

How Much Long-Term Disability Coverage Do I Need?

When we think about financial security, many of us consider health insurance, retirement plans, and emergency savings. One of the most overlooked pieces...

What to Do if The Standard Denies Your Long-Term Disability Claim

With more than $1 billion worth of in-force premiums as of 2022, Standard Insurance Company—more commonly branded as The Standard—is one of America’s...

Doctor Disability Insurance Claim Denial

You take out doctor disability insurance so it is there in case you ever need it. Unfortunately, as you might have already experienced...

Stress and Disability: Can Long-Term Conditions Be Covered?

In today’s high-pressure work environments, white-collar professionals such as executives, consultants, attorneys, and physicians face a unique set of stressors. Long hours, demanding expectations,...

Is Pain or Disability Making You Consider Retiring from Medical Practice? Here’s Why to Seek Legal Consultation First

After decades of demanding work, many physicians and medical professionals eventually confront an uncomfortable reality: chronic pain, illness, or exhaustion is interfering with...

Going from Short-term Disability to Long-Term Disability

Going from Short-term Disability to Long-term Disability When you file for short-term disability benefits, it’s usually with the expectation that you’ll recover quickly and...