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How To Prepare For An SSA Physical Exam

Preparing for a Social Security Administration (SSA) physical exam, also known as a consultative examination (CE), is essential for anyone applying for Social...

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How To Prepare For An SSA Physical Exam

Preparing for a Social Security Administration (SSA) physical exam, also known as a consultative examination (CE), is essential for anyone applying for Social...

Ortiz Law Firm Wins Long-Term Disability Appeal for RN

We recently won a significant victory for a client who was wrongfully denied long-term disability (LTD) benefits by New York Life (NYL).Our client,...

Nurse from Pennsylvania Loses ERISA Disability Benefits Case Against Reliance Standard

Court: United States District Court, Eastern District of PennsylvaniaInsurance Carrier: Reliance Standard Life Insurance Company, or RSLIPlaintiff’s Employer: Abington HealthPlaintiff’s Occupation: Registered NurseBackground...

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Hartford Denies LTD Claim of Social Worker with CFS

In Easter v. Hartford Life & Accident Ins. Co., the plaintiff, Audrey M. Easter, a former Social Worker for Intermountain Healthcare, was insured...

What You Need to Know

Long-term disability insurance is a valuable safety net designed to provide financial support when you are unable to work due to an extended...

The Process of Disability Insurance

Long Term Disability Insurance is a product you hope to never use, and hope to never replace in the future. Many older attending physicians’...

How Long Can You Be on Long-Term Disability?

If an injury or illness leaves you unable to work for an extended period of time, your long-term disability insurance can provide a...

How to Get Social Security Disability Benefits for Your Dependents

Are you wondering how to secure disability benefits for your dependents? Understanding the ins and outs of this process can be crucial for...

The Benefits of Disability Income Insurance

Life is filled with unexpected twists and turns, and no one is immune to the possibility of disability due to illness or injury....

Disability Insurance & Pre-Existing Conditions

Disability insurance and pre-existing conditions are common talking points among those looking for policies. Although health insurers cannot deny you coverage based on...

What To Do if Your Long-Term Disability Benefits Are Terminated

There’s a huge relief that comes when your initial claim for long-term disability insurance benefits is approved and consistent monthly checks start coming...

How to Get Your Claim File and Policy

Navigating the complexities of a long-term disability denial can be overwhelming. After facing a denial, understanding how to request your claim file and...

Understanding the Short-Term Disability Elimination Period

Short-term disability insurance is a valuable resource designed to provide financial protection when you are unable to work due to a disability, illness,...

Individual vs. Group Disability Insurance

Group Disability Insurance Here’s a closer look at group disability insurance, including what it is, its benefits, and its drawbacks. What Is a Group Disability...