Disability Insurance

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How Much Long-Term Disability Coverage Do I Need?

When we think about financial security, many of us consider health insurance, retirement plans, and emergency savings. One of the most overlooked pieces...

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How Much Long-Term Disability Coverage Do I Need?

When we think about financial security, many of us consider health insurance, retirement plans, and emergency savings. One of the most overlooked pieces...

Can I File a Long-Term Disability Insurance Lawsuit Anonymously?

Filing a long-term disability (LTD) insurance lawsuit anonymously is generally not an option. In most cases, the legal system requires transparency, which means...

Standard Reverses Disability Denial for Mast Cell Activation Syndrome

At the Ortiz Law Firm, we are committed to fighting for individuals who have been unfairly denied long-term disability benefits. One of our...

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Understanding the Short-Term Disability Elimination Period

Short-term disability insurance is a valuable resource designed to provide financial protection when you are unable to work due to a disability, illness,...

Individual vs. Group Disability Insurance

Group Disability Insurance Here’s a closer look at group disability insurance, including what it is, its benefits, and its drawbacks. What Is a Group Disability...