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A Guide for Insurance Agents

When wildfires devastate landscapes, they leave behind more than scorched earth. These barren, fire-affected areas become highly susceptible to flash flooding and mudflows, creating...

Why Pet Insurance Is the Next Big Win for Employee Benefits

How Supporting Pets Supports Your People—and Your Business As competition for top talent intensifies, forward-thinking companies are looking beyond traditional benefits to create a...

How Much Long-Term Disability Coverage Do I Need?

When we think about financial security, many of us consider health insurance, retirement plans, and emergency savings. One of the most overlooked pieces...

Empire Life Blog 2025 Semi-annual Market Outlook: Fixed income overview

This mid-year update covers H1 2025 fixed income volatility from trade and global economic uncertainty. It details the BoC's two rate cuts and...

Does Home Insurance Cover AC Units?

If your air conditioner breaks down, your first question might be whether your home insurance covers the cost of repairs or replacement. After...

Navigating the Future of Insurance with Bold Penguin

March 21, 2025 In the ever-evolving landscape of insurance, keeping abreast of industry trends and technological advancements is crucial for independent agents. In a...

Marine Insurance Explained | What does Marine Insurance Cover | Hull, Cargo and Freight Insurance

Marine insurance is one of the most importance classes of insurance business. Without it global commerce possible wouldn't exist as we know it. In...

Breaking Down Why Medicare Part D Premiums Are Likely To Go Up

Medicare enrollees who buy the optional Part D drug benefit may see substantial premium price hikes — potentially up to $50 a month...

Lessons from Constructive Total Loss in Property Insurance

The Origins of Constructive Total Loss The doctrine of constructive total loss has its roots in marine insurance, where shipowners were permitted to abandon...

Why Dana Point Homeowners Regret Skipping This Insurance

Living in Dana Point? Let’s Have a Real Talk About Flood Insurance.If you live in Dana Point and think flood insurance is just...

What to Do if The Standard Denies Your Long-Term Disability Claim

With more than $1 billion worth of in-force premiums as of 2022, Standard Insurance Company—more commonly branded as The Standard—is one of America’s...

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