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Is an Elevation Certificate Worth the Cost in Houston? (The 2026 Math)

Could FEMA be overcharging you based on inaccurate elevation data? If you’re a homeowner in Houston, you might be paying a flood insurance premium...

Understanding Dementia: More than Forgetfulness

When most people hear “dementia,” they think of forgetful older adults. But dementia can affect people of any age, impacting not only their...

Annuities for Retirement Income North Carolina

Annuities for Retirement Income North CarolinaPersonalized Guidance from a Fiduciary Advisor — Not a Call CenterIf you’re approaching retirement or recently retired, you...

Marine Insurance: Meaning, Types, Benefits & Coverage; complete overview

What is Marine Insurance? Marine insurance definition refers to the insurance of goods dispatched from the country of origin to the country of destination. The...

Annuity Planning for South Carolina Retirees

Annuity Planning for South Carolina RetireesClear Guidance from a Fiduciary Advisor — Not a Sales PitchAs retirement approaches, many South Carolina residents begin...

Their Homes Survived The LA Wildfires; A Year Later They Fear Living in Them

“DANGER: Lead Work Area” reads a sign on a front door of an Altadena home....

RoofCON a Big Hit—USAA a Winner!

Larry Bache, Drew Houghton, and I gave a presentation to roofers and contractors at RoofCON in Oklahoma City today. The presentation provided a framework...

Best Health Insurance Plans 2025 || Top 6 Health Insurance Policy for Family

Best Health Insurance Plans 2025 || Top 6 Health Insurance Policy for Family Book Your Consultation with Ditto: With Ditto, you get...

Annuities in Idaho: A Smarter Way to Create Retirement Income

Annuities in Idaho: A Smarter Way to Create Retirement IncomeMany Idaho retirees and near-retirees share the same concern:How do I protect my savings...

How to Approach Claims for Hidden Disabilities

Sufferers of hidden disabilities, or disabilities that are not immediately apparent, can face additional struggles in their insurance claims. An invisible disability like...

The CDC Just Sidelined These Childhood Vaccines. Here’s What They Prevent.

The federal government has drastically scaled back the number of recommended childhood immunizations, sidelining six routine vaccines that have safeguarded millions from serious...

Empire Life Blog 2026 Market Outlook: Fixed income overview

Annual update discusses potential headwinds for the Canadian and U.S. economies in 2026 as well as projections for corporate bond spreads in the...

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