Grow your short-term rental business with data and insights from AirDNA 👉
Airbnb liability insurance might sound like a safety net, but here’s the truth: it’s only part of the picture. In this video, we break down exactly what Airbnb liability insurance covers (and what it doesn’t), so you can protect your rental—and your finances—like a pro.
Airbnb offers up to $1 million in liability coverage through AirCover for Hosts, automatically and for free. It can protect you if a guest gets hurt, their belongings are damaged, or your neighbors are affected. But there are major gaps you need to know about—like no coverage for damage to your own property, loss of income, or intentional guest actions.
We’ll walk you through:
Real examples of what’s covered and what isn’t
How to file a claim with Airbnb and what to expect
When it’s time to invest in your own STR insurance policy
Risk-reduction steps you can take today to avoid costly surprises
If you’re serious about short-term rentals, don’t rely on Airbnb alone. Learn how to bulletproof your business with the right protection and smart hosting practices.
#AirbnbInsurance #ShortTermRentalTips #AirCoverExplained
0:00– Intro
0:37 – What is Airbnb liability insurance?
1:11 – What Does Liability Insurance Actually Cover?
2:04 – What Does Liability Insurance Not Cover?
3:18 – How to File a Claim with Airbnb Liability Insurance
4:49 – Do You Need Extra Liability Protection?
5:35 – Final Thoughts
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