As a professional pet sitter, I frequently get asked for my thoughts about pet insurance and which company is “the best”. Here are some helpful tips to consider while you shop your options for not only pet insurance but also pet preventative care programs. 🐾
1️⃣ Talk to your veterinarian 🩺 and ask them if they accept pet insurance and if they have any recommendations. Then, do your research. 📚
2️⃣ Check the fine print on the quote and ensure the policy will cover the medical care you’re expecting to be covered. Typical coverage and exclusions may list things like routine wellness, emergencies 🚨 (ie: urinary blockage), surgical (ie: torn acl), dental cleanings / extractions 🦷, chronic illness (ie: diabetes or cancer) and accidental injury (ie: dog bite, hit by a car), behavioral issues / training / treatments, breed specific conditions (ie: hip dysplasia) etc.
3️⃣ Understand the limits of coverage, your premium rates (does it increase every year) and the length of coverage and wait times ⏳ for coverage to begin. What is the renewal and cancellation policy?
4️⃣ Know what the claims process is. Is this a reimbursement policy or will they pay immediately? How long does the claims process take, what is the appeal process if your original claim is declined? 📝
I will be covering this topic in greater detail in a follow-up video. 📹
#petinsurance #funfuru #petsitter #petsitterslife #petsitterantelopevalley #antelopevalley #pettips #petcaretips #professionalpetsitter
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