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As healthcare costs continue to rise, many employees may start considering whether two insurance plans would help them lower their expenses. In this HR FAQ, Sarah explains how double coverage works.
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▬ Episode Resources & Links ▬▬▬▬▬▬▬▬▬▬
Double Coverage: Can I Have Two Insurance Plans? | BerniePortal
What is a Deductible & How Does it Relate to Copays & Coinsurance?
Impacts of Moving During Covid-19 on Employee Benefits | BerniePortal
▬ Contents of this video ▬▬▬▬▬▬▬▬▬▬
00:00 Many employees are considering two insurance plans …
00:37 Can Employees Have Two Health Insurance Plans?
01:29 How Do Double Coverage and COB Work?
01:49 Primary vs. Secondary Insurance
02:09 How is the primary insurer determined?
02:51 Can I choose which insurance provider I use for each doctor visit?
03:07 Do I still have to pay two premiums?
03:18 What if I move to a different state?
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