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Almost 47% of Nepal is now covered by life insurance, but most people don’t truly understand what they’ve bought.
In today’s market, insurance is being sold as an investment rather than protection, leading many to pay high premiums for low returns.
Most of the life insurance agents push endowment life insurance policy to get hefty commissions, but they care little about the policy holder.
Though term life insurance policy holds the true nature of life insurance, it is not preferred by mass policy holders. This is leading to huge policy surrender in recent times.
This video reveals the reality behind term insurance, endowment plans, and whole life policies, and explains who actually needs insurance and why.
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