HomeFlood InsuranceOn a Mission to Save People’s Homes from Flood

On a Mission to Save People’s Homes from Flood


Saving Homes, Saving Dreams—One Flood at a Time

It’s gut-wrenching, isn’t it? Watching people get kicked while they’re already down. Recovering from a natural disaster is brutal enough, but then to be slammed with skyrocketing flood insurance rates? That’s a punch no one should have to take.

Flood insurance horror stories are everywhere. Imagine this: your home is wrecked by a flood, and as you’re still picking up the pieces, you get a letter. Surprise! Your flood insurance premium is going up—by 20%, 25%, maybe more. Or maybe you don’t need to imagine it. Maybe this nightmare has already hit your mailbox.

This isn’t just a problem for a few unlucky souls. Everyone lives in a flood zone—it’s just a matter of how risky your area is. And if you’re in a Special Flood Hazard Area (SFHA)? Well, buckle up. You’re required to carry flood insurance, and it only covers one peril—flooding. That’s it. Oh, and it’s not cheap. Many people end up paying as much (or more) for flood insurance as they do for their homeowners policy.


A Broken System That’s Breaking Hearts

I heard from a colleague just yesterday about a client paying $3,500 for their NFIP flood insurance policy. That’s $3,500 for coverage that only protects against flooding—and even then, it comes with gaps big enough to drive a truck through. Now imagine adding another 25% to that. That’s an $875 hike for coverage that isn’t even comprehensive.
MoneySavings

It’s not uncommon for families to feel like they have no way out. They’re drowning in premiums and forced to make an impossible choice: pay through the nose or walk away from the home they’ve poured their hearts into. Homes filled with memories, milestones, and love, now reduced to a financial burden too heavy to bear.

It makes you wonder—how can organizations like FEMA or NFIP sleep at night while piling on these increases?


Enter the Flood Nerds: A Smarter, More Affordable Option

Most people don’t know there’s an alternative to the NFIP. That’s where I come in. I’m not FEMA, and I’m definitely not Geico. But what I offer can save homeowners 20-50% on their flood insurance premiums.

ProtectedfamilyHow? I partner with Lloyd’s of London, the OG of the insurance world. We’re talking about a company that’s been in the game since 1688. You’ve heard of them, right? They’re legendary—not just because they’re one of the world’s oldest and strongest financial institutions, but because they’ve proven time and again they’ll step up when it matters most. (Case in point: the San Francisco earthquake of 1906, when they paid out every single policyholder in full, no questions asked.)

With Lloyd’s behind me, I can offer flood insurance that blows NFIP out of the water. Imagine doubling your coverage while slashing your costs. Sound too good to be true? It’s not.


Why I Do This: Compassion and a Mission

Let’s face it—no one wants to live in a flood zone. But floods happen. They happen everywhere. All 50 states. Every year. And as long as they do, people need real, affordable solutions to protect what matters most.

That’s why I’m here. My mission is simple: to save homes, investments, and dreams. To help families keep what they’ve worked so hard for without breaking the bank. And to offer a real alternative to the price hikes and scare tactics of the NFIP.

Now, not every property qualifies for my product—yet. But many do. And as my program continues to expand, even more homeowners will have access to relief.


Help Me Spread the Word—Save a Home Today

I can’t do this alone. There are people out there—maybe someone in your circle—who don’t even know this option exists. And that’s where you come in.

If you know anyone facing sky-high flood insurance premiums or struggling to protect their home, share this message with them. Send it to 10 people you care about. Word of mouth is powerful, and together, we can help save homes and dreams.

Don’t wait for the next storm to hit. Let’s start today.

Contact me at robert@betterflood.com and let’s protect what matters.

Your Flood Nerds
We make flood insurance… not suck.